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48 Cedar Street

48 Cedar Street, Mattapan, MA 02126
Sold Apr 01, 2021
$625,000
$593,850 by Cambridge Trust Co
Mortgage Due Apr 01, 2051
Sold Dec 01, 1992
$129,500
$116,550 by Baybank Mortgage Corp
Mortgage
Local assessors in Mattapan, MA have categorized 48 Cedar Street as a residential type of property. The home was built in 1940 and is 84 years old. The property's lot size has been calculated to be 7,085 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a conventional style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 10 rooms in the home. Of these, 5 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 3 full bathrooms. There are also 4 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 48 Cedar Street has a total of 2,664 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There are 5 available parking spaces so it's a great situation for those with more than one car. Moving onto specific details regarding the building. Our sources show that the building condition is average. The building has a gable style roof that was made of asphalt. Lots of wood siding were used in the construction of the exterior walls of the home. The home's a hot water heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Apr 1, 2021 for $625,000. That's $234.61 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $129,500. 48 Cedar Street was last assessed in 2023. The total value of the property was assessed at $725,900. Specifically, the land the property is located on was valued at $222,000. While improvements on the property were assessed at a total of $503,900. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,796. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Parking

Off Street Parking

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1940
  • Effective Year Built: 1940
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 5
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: Average
  • Building Style: Conventional
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Building with no basement
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 5

    Dimensions

  • Lot Size Square Feet: 7,085
  • Total Building Area: 2,664
  • Gross Building Area: 4,440
  • Building Area: 2,664
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 2,664
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.163
  • Standard Land Use Code: Duplex (2 units, any combination)

Ownership

  • Current Owner : PAYNE ROBERTO
  • Current Owner 2: SMAOUI-PAYNE KARIMA
  • Previous Owner : GRIFFIN PRISCILLA
  • Owner Before Previous Owner: MULLEN PATRICK T
  • Owner Before Previous Owner 2: MULLEN ANDREA L
  • Is Owner Occupied: Owner-occupied property
  • Vacant Flag: Address Standardization Based
  • Vacant Flag Date: Feb 12, 2024

Neighborhood

  • School District Name: Boston School District
  • Census Tract: 100900

Zoning

  • Zoning: R2

Geography

  • Parcel: MATT W:17 P:03875 S:000
  • Municipality: BOSTON-MATTAPAN
  • Latitude: 42.2733
  • Longitude: -71.0758

    Address

  • Full Address: 48 Cedar St
  • Address - House Number: 48
  • Address - Street Name: Cedar
  • Address - Suffix Type: St
  • State: MA
  • City Name: Mattapan
  • Carrier Code: C007
  • 4-Digit Zip Code: 2925
  • Zip Code: 02126

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,796

    Appraisal Valuation

  • Standard Deviation: 0.1893
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 75
  • Final Value: 805,726
  • High Value: 958,292
  • Low Value: 653,159

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $593,850
  • First Open Lien Mortgage Lender: CAMBRIDGE TRUST CO
  • First Open Lien Mortgage Recording Date: Apr 01, 2021
  • First Open Lien Mortgage Loan Amount: $593,850
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $725,900
  • Assessed Land Value: $222,000
  • Assessed Improvements Value: $503,900

    Sales

  • Current Sale Contract Date: Apr 01, 2021
  • Current Sale Recording Date: Apr 01, 2021
  • Current Sale Transaction ID: 11829376220
  • Current Sale Price: $625,000
  • Current Sale Document Type: Quit Claim Deed (arm's length)
  • Current Sale Input Document Number: 35821
  • Previous Sale Recording Date: Dec 01, 1992
  • Previous Sale Amount: $129,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: CAMBRIDGE TRUST CO
  • First Mortgage Transaction Date: Apr 01, 2021
  • First Mortgage Loan Amount: $593,850
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: BAYBANK MORTGAGE CORP
  • Previous Mortgage Transaction Date: Dec 01, 1992
  • Previous Mortgage Loan Amount: $116,550
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Dorchester



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Frequently Asked Questions

What neighborhood is 48 Cedar Street located in?
The 48 Cedar Street is a located in the neighborhood of West Codman Hill - West Lower Mills in Dorchester, Mattapan.
What is the average sales price for listings in 48 Cedar Street?
The average sales price for units in 48 Cedar Street is $0 currently.

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