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702 Hancock Way

702 Hancock Way, El Cerrito, CA 94530
Property in Contra Costa
Refi Mar 12, 2012
Transfer
$111,000 by Jpmorgan Chase Bank Na
Mortgage Due Mar 01, 2027
Local assessors in El Cerrito, CA have categorized 702 Hancock Way as a residential type of property. The home was built in 1949 and is 75 years old. The property's lot size has been calculated to be 17,860 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 8 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 702 Hancock Way has a total of 2,004 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. The garage on the property is 404 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. Tax-wise, the current owner is expected to pay close to $6,504 in taxes each year. 702 Hancock Way was most recently assessed in 2020. During this assessment, the property's total value was estimated to be about $411,359. If we break it down further, the land itself was valued at $252,708. Improvements to the property, however, were assessed at a total of $158,651. The property's total assessed value has been marked as more than the total market value which is pretty atypical. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1949
  • Effective Year Built: 1949
  • Total Rooms: 8
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Floor Count: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Garage Square Area: 404
  • Parking Space Count: 2
  • Location Influence Type: View not specific

    Dimensions

  • Lot Size Square Feet: 17,860
  • Total Building Area: 2,004
  • Building Area: 2,004
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 2,004
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RO SAN PABLO
  • Land Acres: 0.41
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: RO SAN PABLO POR LOT 3

Ownership

  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Trustee/Conservator
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: West Contra Costa Unified School District
  • School Tax School District: W CONTRA COST
  • Census Tract: 390100

Geography

  • Parcel: 504-405-017-6
  • Lot: 3
  • Latitude: 37.9118
  • Longitude: -122.288

    Address

  • Full Address: 702 Hancock Way
  • Address - House Number: 702
  • Address - Street Name: Hancock
  • Address - Suffix Type: Way
  • State: CA
  • City Name: El Cerrito
  • Carrier Code: C060
  • 4-Digit Zip Code: 3005
  • Zip Code: 94530

Valuation

    Tax

  • Tax Year: 2020
  • Tax Amount: $6,504
  • Tax Rate Code Area: 3-000

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $111,000
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NA
  • First Open Lien Mortgage Recording Date: Mar 12, 2012
  • First Open Lien Mortgage Loan Amount: $111,000
  • First Open Lien Mortgage Term: 180
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2027

    Assessments Valuation

  • Assessed Year: 2020
  • Assessed Total Value: $411,359
  • Assessed Land Value: $252,708
  • Assessed Improvements Value: $158,651

    Exemptions

  • Homeowner Exemption: Yes

About El Cerrito



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Frequently Asked Questions

What neighborhood is 702 Hancock Way located in?
The 702 Hancock Way is a located in the neighborhood of Contra Costa in El Cerrito, El Cerrito.
What is the average sales price for listings in 702 Hancock Way?
The average sales price for units in 702 Hancock Way is $0 currently.

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