See Home Value
Cambria 93428
523 Derby Lane
$1,035,000
● House - Off Market

523 Derby Lane

Cambria, CA 93428
bedrooms
3 Beds
bathrooms
2 Baths, 1 Half Bath
square feet
2,417 Ft²
$5,770
Est. Monthly

About This Property

Indulge in crisp sea breezes from every corner of this extraordinary haven awaiting your loving care! Positioned on a secluded cul-de-sac, the original redwood cabin was expanded by its current owner in 1990 and offers considerable privacy. Inside, vaulted cedar ceilings and walls set the tone, while a brick wood-burning fireplace anchors the living room with timeless character. Natural light pours through skylights, illuminating the dining area, while the adjoining kitchen is both practical and stylish, with stainless steel appliances, a prep island, tiled countertops, and a generous pantry.

The main floor offers an office/library with built-in shelves and a loft, plus two comfortable bedrooms for flexible sleeping arrangements - all of which offer views of the shimmering sea. A second primary suite, with soaring ceilings, dual walk-in closets, a balcony with whitewater vistas, and a tranquil ensuite, is exclusive to the upper level. Perks include a laundry nook, ample parking, and abundant storage throughout. Unwind in your low-maintenance yard with citrus trees, host celebrations on the expansive deck with its ocean views, and enjoy easy access to Moonstone Beach and Cambria's West Village. Come see how this coastal retreat could be your ideal escape from the city!
Unit Size
2,417 Ft²
Days on Market
133 days
Land Size
0.14 acres
Price per sqft
$486
Property Type
House
Property Taxes
-
HOA Dues
-
Year Built
1981

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Last updated: 8 months ago (CRMLS #SC25257138)

Price History

Date / Event Date Event Price
Mar 25, 2026 Sold
Sold
Feb 10, 2026 In contract -
In contract
Oct 23, 2025 Listed by Coldwell Banker Kellie & Assoc $1,175,000
Listed by Coldwell Banker Kellie & Assoc
Aug 22, 2025 Price Decreased $1,199,999
↓ $75K (5.9%)
Price Decreased
Mar 31, 2025 Listed $1,275,000
Listed
HAPPY HILL OCEAN VIEWS: EXPERIENCE PARADISE! Nestled on a quiet cul-de-sac, this 3-bedroom, 3-bathroom redwood home offers 2,417 square feet of light-filled living space featuring vaulted cedar ceilings and cedar walls. A beautifully crafted, wood-burning brick fireplace with a gas starter—perfect for cozying up on those chilly Cambria nights. The flexible layout includes two primary suites—one upstairs and one down—ideal for guests or multi-generational living. The upstairs primary suite showcases ocean views of Moonstone Beach, two walk-in closets, a private balcony, and a spacious en-suite bathroom. The downstairs suite also includes ocean views and a walk-in closet. The spacious kitchen has a walk-in pantry, prep island with sink, modern appliances and ample cabinetry and counter space. Additional highlights include an airy library with loft and built-in nooks, plus an extra loft in the guest bedroom—providing creative and relaxing spaces. Transom windows, skylights, ample built-in storage throughout and the convenience of indoor laundry. Outside, enjoy sipping wine on the sunny deck, a low-maintenance yard with mandarin, orange, and lemon trees, adding a touch of coastal garden life. Located just blocks from Cambria’s West Village and Moonstone Beach, with easy access to shopping, dining, and wine tasting—this home perfectly blends comfort, character, and a highly desired location.

Property Highlights

Parking Available
Fireplace
With View

Building Info

Overview

    General

  • Year Built: 1981
  • Effective Year Built: 1981
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: 0
  • Building Quality: 7
  • Construction Type: 17
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 3
  • Parking Space Count: 2
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 6,082
  • Total Building Area: 2,417
  • Gross Building Area: 2,417
  • Building Area: 2,417
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 0
  • Heating: 0
  • Heated Square Feet: 2,417
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 5
  • Water Service: 6

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CAMBRIA PINES 01
  • Land Acres: 0000000140
  • Standard Land Use Code: 1001
  • County Land Use Code: 110
  • Legal Description 1: CAM PINES U 1 BL 19 LT 37

Neighborhood

  • School District Name: Coast Unified School District
  • Census Tract: 010404

Zoning

  • Zoning: RSF

Geography

  • Parcel: 022-083-052
  • Block: 19
  • Lot: 37
  • Municipality: CAYUCOS
  • Latitude: 35.5711
  • Longitude: -121.102

    Address

  • Full Address: 523 Derby Ln
  • Address - House Number: 523
  • Address - Street Name: Derby
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: Cambria
  • Carrier Code: R001
  • 4-Digit Zip Code: 2403
  • Zip Code: 93428

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $320,738
  • Tax Rate Code Area: 061-037

    Appraisal Valuation

  • Standard Deviation: 0.212
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 71
  • Final Value: 1,169,764
  • High Value: 1,417,796
  • Low Value: 921,731

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $286,302
  • Assessed Land Value: $79,630
  • Assessed Improvements Value: $206,672

    Exemptions

  • Homeowner Exemption: Yes
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Cambria


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Frequently Asked Questions

When was property at 523 Derby Lane built and last sold?
The property at 523 Derby Lane was built in 1981 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 523 Derby Lane is $0.
What are some comparable homes to 523 Derby Lane?
There are currently no comparable homes to 523 Derby Lane.