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45 Hanover Street

45 Hanover Street, Lancaster, NY 14086
Property in Lancaster
Sold Aug 13, 2019
$184,900
Buyer
Seller
$175,655 by Key Bank Na
Mortgage Due Sep 01, 2049
Sold Sep 22, 2017
$175,000
$140,000 by M & T Bank
Mortgage Due Oct 01, 2047
45 Hanover Street in Lancaster, NY was first built in 2009 and is 15 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a style that we are currently unable to determine. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 2 are bedrooms. In terms of bathrooms, there is only one bathroom. There are 2 partial bathrooms. 45 Hanover Street has 1,310 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 200 ft and the linear feet between the front and back of the lot is 630. In total, the area measurement of the land is 1,260 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 240 sqft. There is one available parking space. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as good. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a central heating system and being fueled with gas. The property was last sold in Aug 7, 2019 for $184,900. That's $141.15 per sqft. Prior to that sales transaction, the property was also sold in Sep 15, 2017 for $175,000. 45 Hanover Street was last assessed in 2023. The total value of the property was assessed at $130,600. Specifically, the land the property is located on was valued at $15,200. While improvements on the property were assessed at a total of $115,400. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $0. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 2009
  • Effective Year Built: 2009
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Building Quality: C
  • Building Style: Other
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Attached
  • Garage Square Area: 240
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 1,260
  • Lot Size Depth Feet: 630
  • Lot Size Frontage Feet: 200
  • Total Building Area: 1,310
  • Building Area: 1,310
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 1,310
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: CENTRAL SQUARE VILLAS CONDOMINIUM
  • Land Acres: 0.029
  • Standard Land Use Code: Townhouse (residential)

Ownership

  • Current Owner : RACZKA TODD
  • Previous Owner : CHEE ELIZA T
  • Owner Before Previous Owner: BARONE CHRISTINA
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Lancaster Central School District
  • School Tax School District: LANCASTER
  • Census Tract: 014208

Zoning

  • Zoning: MFR4

Geography

  • District: 145289
  • Section: 93.00
  • Parcel: 145289 93.00-2-33.11/3605
  • Block: 2
  • Lot: 33.110
  • Municipality: LANCASTER (TOV)
  • Latitude: 42.9308
  • Longitude: -78.6639

    Address

  • Full Address: 45 Hanover St
  • Address - House Number: 45
  • Address - Street Name: Hanover
  • Address - Suffix Type: St
  • State: NY
  • City Name: Lancaster
  • Carrier Code: C023
  • 4-Digit Zip Code: 4445
  • Zip Code: 14086

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 145201

    Appraisal Valuation

  • Standard Deviation: 0.2335
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 67
  • Final Value: 253,509
  • High Value: 312,709
  • Low Value: 194,309

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $175,655
  • First Open Lien Mortgage Lender: KEY BANK NA
  • First Open Lien Mortgage Recording Date: Aug 13, 2019
  • First Open Lien Mortgage Loan Amount: $175,655
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2049

    Market Valuation

  • Market Total Value: $174,100
  • Market Land Value: $20,263
  • Market Improvement Value: $153,837

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $130,600
  • Assessed Land Value: $15,200
  • Assessed Improvements Value: $115,400

    Exemptions

  • Veteran Exemption: Yes
  • Disabled Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 07, 2019
  • Current Sale Recording Date: Aug 13, 2019
  • Current Sale Transaction ID: 11643979001
  • Current Sale Price: $184,900
  • Current Sale Document Type: Condominium Deed
  • Current Sale Input Document Number: 2019171903
  • Previous Sale Recording Date: Sep 22, 2017
  • Previous Sale Contract Date: Sep 15, 2017
  • Previous Sale Amount: $175,000
  • Previous Sale Document Type: Condominium Deed

    Last Sale Mortgage

  • First Mortgage Lender: KEY BANK NA
  • First Mortgage Transaction Date: Aug 13, 2019
  • First Mortgage Loan Amount: $175,655
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2049

    Previous Mortgages

  • Previous Mortgage Lender: M & T BANK
  • Previous Mortgage Transaction Date: Sep 22, 2017
  • Previous Mortgage Loan Amount: $140,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Oct 01, 2047

About Erie



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Frequently Asked Questions

What neighborhood is 45 Hanover Street located in?
The 45 Hanover Street is a located in the neighborhood of Lancaster in Erie, Lancaster.
What is the average sales price for listings in 45 Hanover Street?
The average sales price for units in 45 Hanover Street is $0 currently.

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