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439 Prospect Avenue

439 Prospect Avenue, Neptune, NJ 07753
Property in Neptune
Sold Apr 16, 2021
$400,000
$345,950 by Family First Funding Llc
Mortgage Due Apr 01, 2051
Sold Jul 29, 2014
$253,000
$180,000 by Wells Fargo Bank Na
Mortgage Due Aug 01, 2044
Local assessors in Neptune, NJ have categorized 439 Prospect Avenue as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 9,000 square feet. The linear feet between the front and back of the lot was measured at 900 ft and the front of the lot was measured at 1,000 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 4 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 439 Prospect Avenue has a total of 1,122 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a water system. The home is connected to a sewer system. Which is great for homeowners who want a more hands-off approach to handling their wastewater disposal. Additional features on the property are as follows. There is a detached garage for those who need a place to park their vehicle. The garage on the property is 440 sqft. There are 2 available parking spaces so it's a great situation for those with more than one car. Do you like to entertain? The home has both a open porch and a patio so you'll have great options in both the front and back of the home. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with other control joints. The building has a gable style roof that was made of shingle (not wood). Lots of stucco were used in the construction of the exterior walls of the home. The home's baseboard heaters is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 439 Prospect Avenue was last sold in Mar 19, 2021 for $400,000. According to our calculations, that's $356.51 per sqft. Prior to that sales transaction, the property was sold for $253,000 in Jul 21, 2014. Current property owners are expected to pay $7,683 in taxes per year. The property on 439 Prospect Avenue was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $425,400. To break that down further, the land itself was valued at $283,800. While improvements to the property were assessed at a total of $141,600. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Stucco Exterior

Driveway

Driveway

Parking

Garage Parking
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Building Count: 1
  • Total Rooms: 4
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Other
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Stucco
  • Roof Shape Type: Gable
  • Roof Cover Type: Shingle (not wood)
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 396
  • Garage Type: Detached
  • Garage Square Area: 440
  • Parking Space Count: 2
  • Patio Type: Patio
  • Porch Type: Open porch

    Dimensions

  • Lot Size Square Feet: 9,000
  • Lot Size Depth Feet: 900
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 1,122
  • Building Area: 1,122
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Baseboard
  • Heated Square Feet: 1,122
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Yes
  • Water Service: Yes

Building

  • Property Class: Residential
  • Land Acres: 0.207
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ADDITIONAL LOTS: 87-89

Ownership

  • Current Owner : HOFFMAN CHRISTOPHER T
  • Previous Owner : MILLER THEODORE
  • Previous Owner 2: DIMITRI TERRES
  • Owner Before Previous Owner: DIVITO BARBARA A
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Neptune Township School District
  • Census Tract: 808001

Zoning

  • Zoning: R-3

Geography

  • Assessors Map Reference: TAX MAP 43.1
  • Account Number: 00054020
  • District: 35
  • Parcel: 35 05103-0000-00026
  • Block: 5103
  • Lot: 26
  • Municipality: NEPTUNE TWP
  • Latitude: 40.1925
  • Longitude: -74.0526

    Address

  • Full Address: 439 Prospect Ave
  • Address - House Number: 439
  • Address - Street Name: Prospect
  • Address - Suffix Type: Ave
  • State: NJ
  • City Name: Neptune
  • Carrier Code: C008
  • 4-Digit Zip Code: 5629
  • Zip Code: 07753

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,683

    Appraisal Valuation

  • Standard Deviation: 0.201
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 73
  • Final Value: 533,114
  • High Value: 640,297
  • Low Value: 425,931

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $345,950
  • First Open Lien Mortgage Lender: FAMILY FIRST FUNDING LLC
  • First Open Lien Mortgage Recording Date: Apr 16, 2021
  • First Open Lien Mortgage Loan Amount: $345,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Apr 01, 2051

    Market Valuation

  • Market Total Value: $425,400
  • Market Land Value: $283,800
  • Market Improvement Value: $141,600

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $425,400
  • Assessed Land Value: $283,800
  • Assessed Improvements Value: $141,600

    Sales

  • Current Sale Contract Date: Mar 19, 2021
  • Current Sale Recording Date: Apr 16, 2021
  • Current Sale Transaction ID: 11833684449
  • Current Sale Price: $400,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2021061620
  • Previous Sale Recording Date: Jul 29, 2014
  • Previous Sale Contract Date: Jul 21, 2014
  • Previous Sale Amount: $253,000
  • Previous Sale Document Type: Bargain and Sale Deed

    Last Sale Mortgage

  • First Mortgage Lender: FAMILY FIRST FUNDING LLC
  • First Mortgage Transaction Date: Apr 16, 2021
  • First Mortgage Loan Amount: $345,950
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Apr 01, 2051

    Previous Mortgages

  • Previous Mortgage Lender: WELLS FARGO BANK NA
  • Previous Mortgage Transaction Date: Jul 29, 2014
  • Previous Mortgage Loan Amount: $180,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: New Conventional
  • Previous Mortgage Loan Due Date: Aug 01, 2044

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Frequently Asked Questions

What neighborhood is 439 Prospect Avenue located in?
The 439 Prospect Avenue is a located in the neighborhood of Neptune in Neptune, Neptune.
What is the average sales price for listings in 439 Prospect Avenue?
The average sales price for units in 439 Prospect Avenue is $0 currently.

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