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Swain 28789
414 Bear Lake Circle
$325,000
● House - For Sale

414 Bear Lake Circle

Whittier, NC 28789
bedrooms
2 Beds
bathrooms
3 Baths, 1 Half Bath
square feet
824 Ft²
$1,596
Est. Monthly

About This Property

Enjoy beautiful close-range mountain and water views overlooking a peaceful pond from this best-priced real estate in Swain County. This property features a 1-bedroom, 2.5-bath main house with an attached garage, plus a separate 1-bedroom, 1-bath guest cottage. Situated at over 3,000 ft elevation, you'll enjoy beautiful views of the water without the responsibility of maintaining the pond! The homes sit on 1.13 unrestricted acres, offering exceptional privacy in a quiet setting. There used to be 2 RV Hookups on this property, so there is room for all your toys. No HOA, but there is an active road maintenance association ensuring the gravel access remains in excellent condition. The property comes furnished. The main house has approximately 824 sq ft of heated living area on the main level, plus a 584 sq ft garage area with a 1/2 bath and storage room. The lower level includes approximately 629 sq ft of finished, heated space with gas logs, but it is not included in the total heated living area. The lower level includes a living/rec area, a room that could be used as a bedroom, and a full bath. The guest house has approximately 421 sq ft of heated living area and is included in the total advertised. The home does need some TLC and is priced accordingly. You won't find a better bargain in this market!
Unit Size
824 Ft²
Days on Market
-
Land Size
1.13 acres
Price per sqft
$394
Property Type
House
Property Taxes
-
HOA Dues
-
Year Built
1995

Listed By

Megan Cookston
Yellow Rose Real Estate LLC

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Last updated: 16 days ago (CANOPYMLS #CAR4434169)

Price History

Date / Event Date Event Price
Oct 12, 2026 Listed by Yellow Rose Real Estate LLC $325,000
Listed by Yellow Rose Real Estate LLC

Property Highlights

Garage
Air Conditioning
Fireplace
With View
Parking Details
Has Garage
Parking Features: Driveway, Attached
Garage Spaces: 1
Interior Details
Half Bathrooms: 1
Full Bathrooms: 3
Interior Features: Open Floorplan, Storage
Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Washer, Washer/Dryer
Flooring Type: Carpet, Concrete, Vinyl, See Remarks
Laundry Features: In Garage, Inside, Main Level
Has Fireplace
Fireplace Features: Gas, Gas Log
Basement: Daylight, Exterior Entry, Finished, Interior Entry, Storage Space, Walk-Out Access
Exterior Details
Square Footage: 824
Architectural Style: Cottage
Year Built: 1994
Levels: One
Construction Materials: Vinyl Siding
Patio and Porch Features: Deck, Patio, Wrap Around
Lot Features: Level, Private, Wooded, Views, Hilly
Lot Size Area: 1.13
Lot Size Units: Acres
Lot Size Acres: 1.13
Lot Size Square Feet: 49222.8
Water Source: Spring, See Remarks
Financial Details
Tax Assessed Value: $172,840
Utilities Details
Cooling Type: Ceiling Fan(s), Ductless, Wall Unit(s)
Heating Type: Baseboard, Ductless, Electric, Propane
Sewer : Septic Installed

Building Info

Overview

    General

  • Year Built: 1995
  • Effective Year Built: 1995
  • Building Count: 2
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: 6
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 20
  • Roof Shape Type: 1
  • Roof Cover Type: 15
  • Floor Count: 100
  • Floor Cover: 9
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 49,223
  • Total Building Area: 528
  • Gross Building Area: 528
  • Building Area: 528
  • Building Area Measurement: T

    Heating and Cooling

  • Air Conditioning: 6
  • Heating: 24
  • Heated Square Feet: 388
  • Heating Fuel Type: 2

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CONLEY MOUNTAIN ASSOCATION
  • Land Acres: 0000001130
  • Standard Land Use Code: 1001
  • County Land Use Code: 01
  • Legal Description 1: 20-OR-4400-CONLEYS CR

Neighborhood

  • School District Name: Swain County Schools
  • Census Tract: 960302

Geography

  • Account Number: 508002
  • District: 20
  • Parcel: 669200847457
  • Municipality: CONLEY MOUNTAIN ASSOCIATION
  • Latitude: 35.3872
  • Longitude: -83.3672

    Address

  • Full Address: 414 Bear Lake Cir
  • Address - House Number: 414
  • Address - Street Name: Bear Lake
  • Address - Suffix Type: Cir
  • State: NC
  • City Name: Whittier
  • Carrier Code: R003
  • 4-Digit Zip Code: 8620
  • Zip Code: 28789

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $85,222

    Appraisal Valuation

  • Standard Deviation: 0.2588
  • Valuation Date: Nov 03, 2023
  • Confidence Score: 63
  • Final Value: 344,463
  • High Value: 433,623
  • Low Value: 255,304

    Market Valuation

  • Market Total Value: $172,840
  • Market Land Value: $31,050
  • Market Improvement Value: $141,790

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $172,840
  • Assessed Land Value: $31,050
  • Assessed Improvements Value: $141,790
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Swain


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Frequently Asked Questions

When was property at 414 Bear Lake Circle built and last sold?
The property at 414 Bear Lake Circle was built in 1995 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 414 Bear Lake Circle is $325,658.
What are some comparable homes to 414 Bear Lake Circle?
There are currently no comparable homes to 414 Bear Lake Circle.