This stunning 3-tier (split-level) home offers 3 bedrooms, 3 bathrooms, and sits on an oversized ¼+ acre corner lot in beautiful Palm Harbor - with NO HOA. Located just 10 minutes from the baby blue waters of Tampa Bay, 18 minutes to Honeymoon Island, 20 minutes to Clearwater, and 25 minutes to Tampa, this property combines privacy, space, and convenience in an unbeatable location. The backyard is truly a private resort, featuring a sparkling pool with an infinity-style jacuzzi, a custom rock wall with water features and massage settings, and a fully screened two-level pool lanai and garden. Designed for entertaining, you'll also find resort-style outdoor grilling stations and a fully paved private half-court basketball court that can easily be converted into a pickleball or multi-purpose court. Inside, soaring 16-foot cathedral ceilings and giant skylights flood the home with natural light, complementing the open-concept layout. The massive dining and den area spans approximately 1,000 square feet, creating incredible flexibility for gatherings and everyday living. The home also features granite countertops, a working fireplace, and a bonus flex space off the primary suite that is ideal for an office, nursery, den, or hobby room. Storage is abundant, with approximately 1,000 square feet on the first floor that could serve as a gym, man cave, workshop, or additional storage space, along with extensive under-home storage for bikes, holiday decor, and more. Major updates include a roof that is approximately 9 years old, and an AC system, pool pump, and sump pump that are all less than one year old. Additional highlights include a large oversized 2.5-car garage and a fully fenced, oversized corner lot. This is a very special Palm Harbor home offering lifestyle, versatility, and resort-style living all in one.