Flood ins NOT required! Welcome to this charming 3-bedroom, 1-bath Cape-style home ideally located just one block from the water, offering access to a nearby park and bay beach perfect for enjoying coastal breezes, morning walks, and stunning sunsets. The home features a bright, inviting living room filled with natural sunlight, creating a warm & airy atmosphere throughout the main level. From the living room window & even from upstairs you can enjoy beautiful water views, adding to the home's coastal charm. The main living area offers durable vinyl flooring, & the kitchen has been updated with brand-new stainless steel appliances, providing a clean, modern touch and true move-in-ready convenience. The bedrooms are comfortably sized.For added functionality, laundry has been thoughtfully relocated upstairs maximizing efficiency and enhancing the overall layout. In addition to the primary living spaces, the home includes bonus rooms that can easily serve as a home office, playroom, den, guest space, or additional storage -- ideal for today's flexible lifestyle needs.Situated in a prime location close to shopping, restaurants, parks, and major parkways, this home offers both everyday convenience and coastal living. Whether you're seeking a full-time residence, weekend getaway, or investment opportunity, this property presents incredible potential in a highly desirable setting.