Welcome to a cherished home, lovingly maintained by its original owner & on the market for the first time. Filled with warmth & character the main level features a welcoming living room centered around a wood-burning fireplace, built-in shelving & cabinetry & picture window that brings in natural light. Adjacent dining room is accented by a new chandelier & generous window. Eat-in kitchen features abundant cabinetry & functional layout ready for personalization. Bedrooms are set apart from the main living areas, each featuring generous closet space. Full bath provides tile flooring & surround, cabinetry, bathtub, separate stall shower, hall closet & recessed linen storage. The lower level adds a spacious versatile bonus room/family room with rear-yard access & abundant natural light. Attached 2-car garage offers storage, workspace, laundry area & utility sink. Outdoors a terraced rear yard features generous patio, raised planter beds & mature greenery. Conveniently located near Panorama Elementary, grocery stores, picturesque parks, Muni & SamTrans, Balboa Park BART, Hwy 280, the SSF biotech hub & SF border. Some photos digitally altered. SF from Floor Plan. Property profile shows living area 1130 sqft & gross living area 2160 sq.ft.