OPPORTUNITY KNOCKS!  This beautifully maintained, three bedroom, Central Harlem apartment features an eat-in kitchen alcove, good sized bedrooms, oversized closets, windows through out and many building amenities--including:  two laundry rooms, fitness room, courtyard, community room, storage room, elevators, a live-in super and is wheel chair accessible.  Public parking is across the street and there is access to the 3 train (one block away), as well as access to the A, B, C and D train at W. 145 St and St. Nicholas Ave.  Subletting allowed (with board approval) after 2 years residency. Maximum household income allowed 250% of NYC Area Median Income (AMI) determined by HUD regardless of household size. 2015 maximum income allowed $214,000. Monthly mortgage payment and maintenance can't exceed 30% of gross monthly income.