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20 Charles Terrace

20 Charles Terrace, Waldwick, NJ 07463
Property in Bergen
Sold Jan 19, 2021
$407,000
$345,950 by Atlantic Home Loans Inc
Mortgage Due Dec 01, 2050
Local assessors in Waldwick, NJ have categorized 20 Charles Terrace as a residential type of property. The home was built in 1950 and is 74 years old. The property's lot size has been calculated to be 5,807 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a Cape Cod style. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 20 Charles Terrace has a total of 1,498 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Lots of alum/vinyl siding were used in the construction of the exterior walls of the home. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 20 Charles Terrace sold most recently in Oct 27, 2020 for a total of $407,000. If you work out the math, that's approximately a cost of $271.70 per sqft. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $10,680 in taxes each year. 20 Charles Terrace was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $375,000. If we break it down further, the land itself was valued at $230,900. Improvements to the property, however, were assessed at a total of $144,100. The property's total market value has been marked the same as the total assessed value which is pretty typical. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1950
  • Effective Year Built: 1950
  • Bedroom Count: 0
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Garage
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 5,807
  • Total Building Area: 1,498
  • Building Area: 1,498
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,498
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.133
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : RUSSO ANNE MARIE
  • Previous Owner : OCONNOR MARY ANNE
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Waldwick Borough School District
  • Census Tract: 056100

Geography

  • District: 64
  • Parcel: 64 00018- 01-00023
  • Block: 18.01
  • Lot: 23
  • Municipality: WALDWICK BORO
  • Latitude: 41.0084
  • Longitude: -74.1151

    Address

  • Full Address: 20 Charles Ter
  • Address - House Number: 20
  • Address - Street Name: Charles
  • Address - Suffix Type: Ter
  • State: NJ
  • City Name: Waldwick
  • Carrier Code: C007
  • 4-Digit Zip Code: 2014
  • Zip Code: 07463

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $10,680

    Appraisal Valuation

  • Standard Deviation: 0.2026
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 72
  • Final Value: 550,146
  • High Value: 661,631
  • Low Value: 438,661

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $345,950
  • First Open Lien Mortgage Lender: ATLANTIC HOME LOANS INC
  • First Open Lien Mortgage Recording Date: Jan 19, 2021
  • First Open Lien Mortgage Loan Amount: $345,950
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Dec 01, 2050

    Market Valuation

  • Market Total Value: $375,000
  • Market Land Value: $230,900
  • Market Improvement Value: $144,100

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $375,000
  • Assessed Land Value: $230,900
  • Assessed Improvements Value: $144,100

    Sales

  • Current Sale Contract Date: Oct 27, 2020
  • Current Sale Recording Date: Jan 19, 2021
  • Current Sale Transaction ID: 11814920517
  • Current Sale Price: $407,000
  • Current Sale Document Type: Bargain and Sale Deed
  • Current Sale Input Document Number: 21-007384

    Last Sale Mortgage

  • First Mortgage Lender: ATLANTIC HOME LOANS INC
  • First Mortgage Transaction Date: Jan 19, 2021
  • First Mortgage Loan Amount: $345,950
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Dec 01, 2050

About Waldwick



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Nearby Rentals

Unit for rent at 37-2 Smith Street, Waldwick, NJ, 07463

$3,950 /mo

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37-2 Smith Street, Waldwick, NJ, 07463 Listing by RHP Realty New Jersey

Frequently Asked Questions

What neighborhood is 20 Charles Terrace located in?
The 20 Charles Terrace is a located in the neighborhood of Bergen in Waldwick, Waldwick.
What is the average sales price for listings in 20 Charles Terrace?
The average sales price for units in 20 Charles Terrace is $0 currently.

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