Welcome to this completely remodeled waterfront home where no flood insurance is required! Beautiful curb appeal welcomes you into a thoughtfully designed interior featuring wide-plank luxury flooring throughout. The chef's kitchen is the heart of the home, showcasing an impressive 8-foot island, custom wood cabinetry, quartz countertops, and stainless steel appliances. The spacious living room features a wood-burning fireplace with a beautiful shiplap accent wall, while the dining room is enhanced with custom millwork.  The first floor offers two bedrooms, a full bathroom, and sliders off the kitchen leading to a gorgeous covered deck finished with custom moldings-perfect for relaxing or entertaining. Upstairs, you'll find a second living area complete with a custom wet bar and direct access to the rooftop deck. Two additional bedrooms and another beautifully finished full bathroom are located down the hall. The primary suite is a true showstopper, featuring sliders to the rooftop deck, his-and-hers walk-in closets, and a stunning en-suite with an oversized walk-in shower and double vanity.  Outside, the backyard offers plenty of room for a pool, while the waterfront location provides easy access with just one turn to open water. The crawl space has been fully encapsulated and includes all-new insulation. Located just down the street from Bay Harbor Waterfront Park, offering a beach and playground, this exceptional home combines luxury, waterfront living, and convenience.