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122 Prospect Street

122 Prospect Street, Ramsey, NJ 07446
Property in Bergen
Sold Sep 17, 2009
$441,000
$424,297 by Mortgage Master Inc
Mortgage Due Oct 01, 2039
122 Prospect Street has been categorized by the local assessors in Ramsey, NJ as a residential type of property. The building on the property was first built in 1900 and is 124 years old. The building has a total of 2 stories. In addition, 122 Prospect Street has 1,440 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The linear feet between the front and back of the lot is 1,300 ft and across the front of the lot is 850 ft. The area measurement of the land has been determined as 11,064 square feet.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 122 Prospect Street was last sold in Sep 5, 2009 for $441,000. According to our calculations, that's $306.25 per sqft. Current property owners are expected to pay $9,852 in taxes per year. The property on 122 Prospect Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $375,600. To break that down further, the land itself was valued at $219,100. While improvements to the property were assessed at a total of $156,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1900
  • Bedroom Count: 0
  • Construction Type: Frame
  • Floor Count: 2
  • Living Units: 1
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 11,064
  • Lot Size Depth Feet: 1,300
  • Lot Size Frontage Feet: 850
  • Total Building Area: 1,440
  • Building Area: 1,440
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,440
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.254
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SPINGLER JOHN
  • Previous Owner : SCOTT ELIZABETH H
  • Current Owner Is a Corporation Indicator: Yes

Neighborhood

  • School District Name: Ramsey Borough School District
  • Census Tract: 044201

Zoning

  • Zoning: R3

Geography

  • District: 48
  • Parcel: 48 04905-0000-00022
  • Block: 4905
  • Lot: 22
  • Municipality: RAMSEY BORO
  • Latitude: 41.0558
  • Longitude: -74.1362

    Address

  • Full Address: 122 Prospect St
  • Address - House Number: 122
  • Address - Street Name: Prospect
  • Address - Suffix Type: St
  • State: NJ
  • City Name: Ramsey
  • Carrier Code: C004
  • 4-Digit Zip Code: 2540
  • Zip Code: 07446

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $9,852

    Appraisal Valuation

  • Standard Deviation: 0.1998
  • Valuation Date: Apr 03, 2024
  • Confidence Score: 73
  • Final Value: 618,342
  • High Value: 741,897
  • Low Value: 494,787

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $424,297
  • First Open Lien Mortgage Lender: MORTGAGE MASTER INC
  • First Open Lien Mortgage Recording Date: Sep 17, 2009
  • First Open Lien Mortgage Loan Amount: $424,297
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2039

    Market Valuation

  • Market Total Value: $375,600
  • Market Land Value: $219,100
  • Market Improvement Value: $156,500

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $375,600
  • Assessed Land Value: $219,100
  • Assessed Improvements Value: $156,500

    Sales

  • Current Sale Contract Date: Sep 05, 2009
  • Current Sale Recording Date: Sep 17, 2009
  • Current Sale Transaction ID: 11471943115
  • Current Sale Price: $441,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 002442434

    Last Sale Mortgage

  • First Mortgage Lender: MORTGAGE MASTER INC
  • First Mortgage Transaction Date: Sep 17, 2009
  • First Mortgage Loan Amount: $424,297
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Oct 01, 2039

About Ramsey



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Frequently Asked Questions

What neighborhood is 122 Prospect Street located in?
The 122 Prospect Street is a located in the neighborhood of Bergen in Ramsey, Ramsey.
What is the average sales price for listings in 122 Prospect Street?
The average sales price for units in 122 Prospect Street is $0 currently.

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