Move right into this exceptional 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac, just steps from both the beach and the bay. Filled with natural light and offering stunning sunset views, this coastal retreat features a charming three-season porch with ocean breezes, an open-concept first floor, spacious living and dining areas, and a kitchen with granite countertop and a center island. Upstairs are three bedrooms plus a home office with bay views that can easily serve as a fourth bedroom. Washer/dryer hookups on both the second floor and basement add convenience. The partially finished walk-out basement provides extra living space, while the walk-up attic offers abundant storage. Outside, enjoy a peaceful backyard, full of native plants, a haven for humans, pollinators, and bunnies. Currently, the annual flood insurance premium is $3,220--well below what many coastal buyers expect. A rare opportunity to own a special home in an unbeatable coastal location.