Turn-key Bayside Colonial in the highly desirable Vernon Avenue neighborhood steps to a secret bay beach for swimming, kayaking, paddle boarding and fabulous sunsets!  LOW FLOOD INSURANCE ONLY $775/YEAR!! This 4 bedroom, 3.5 bath home has it all with a huge side deck overlooking a large, flat yard, landscaped with easy to care for perennials and a back deck with a new hot tub. The foyer welcomes you with a cathedral ceiling, grand staircase and circular picture window. Front to back fireplaced living room, dining room and a granite and stainless kitchen with a separate breakfast room. An additional den with a full bath can be used as a 1st floor master suite with double closets. Upstairs has a 2nd master suite and 2 more large bedrooms with bright picture windows. Full basement with an oversized 2 car garage, 2 storage/utility rooms and a partially finished room for a potential playroom with full walkout french doors. The perfect home and neighborhood!