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390 Chaparral Circle

390 Chaparral Circle, Elgin, IL 60120
Property in Southeast Elgin
Sold Feb 10, 2010
$119,000
$116,844 by Bank Of America Na
Mortgage Due Jan 01, 2040
Sold Feb 10, 2010
Transfer
Local assessors in Elgin, IL have categorized 390 Chaparral Circle as a residential type of property. The home was built in 1994 and is 30 years old. The property's lot size has been calculated to be 6,476 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a modern style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There are also 2 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 390 Chaparral Circle has a total of 1,649 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a well system. For water disposal, homeowners who don't want the additional responsibilities of handling a septic tank will be happy to learn that the home is connected to a municipal sewage system. Though, they may have to pay additional fees to have their wastewater disposed. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. There is only one available parking space, so if you need more, you may need to find some alternatives. Moving onto specific details regarding the building. Our sources show that the building condition is average. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Not only do we know the type, but we also know that the assessors have graded the quality of these control joints with a letter grade - C. The building has a roof that is made of asphalt. Lots of wood were used in the construction of the exterior walls of the home. Residents rely on central air conditioning for their cooling system. The home's a heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 390 Chaparral Circle was last sold in Nov 25, 2009 for $119,000. According to our calculations, that's $72.16 per sqft. Current property owners are expected to pay $5,197 in taxes per year. The property on 390 Chaparral Circle was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $22,000. To break that down further, the land itself was valued at $3,000. While improvements to the property were assessed at a total of $19,000. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1994
  • Effective Year Built: 1994
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Average
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Modern
  • Exterior Walls Type: Wood
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 2
  • Basement Type: Unfinished basement
  • Basement Area: 0
  • Garage Type: Attached
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 6,476
  • Total Building Area: 1,649
  • Gross Building Area: 1,649
  • Building Area: 1,649
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Yes
  • Heated Square Feet: 1,649
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Well

Building

  • Property Class: Residential
  • Subdivision: WOODLAND CRK
  • Land Acres: 0.149
  • Standard Land Use Code: Townhouse (residential)

Ownership

  • Current Owner : WHIPPLE STEVEN M
  • Previous Owner : FANNIE MAE
  • Owner Before Previous Owner: DURRANI
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: School District U-46
  • Census Tract: 804405

Geography

  • District: 18
  • Parcel: 06-17-310-089-0000
  • Lot: 31
  • Meridian: SEC 17 TWN 41N RNG 9E
  • Municipality: HANOVER
  • Latitude: 42.034
  • Longitude: -88.2383

    Address

  • Full Address: 390 Chaparral Cir
  • Address - House Number: 390
  • Address - Street Name: Chaparral
  • Address - Suffix Type: Cir
  • State: IL
  • City Name: Elgin
  • Carrier Code: C027
  • 4-Digit Zip Code: 4856
  • Zip Code: 60120

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,197
  • Tax Rate Code Area: 18029

    Appraisal Valuation

  • Standard Deviation: 0.257
  • Valuation Date: Mar 20, 2024
  • Confidence Score: 63
  • Final Value: 275,037
  • High Value: 345,732
  • Low Value: 204,342

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $116,844
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: Feb 10, 2010
  • First Open Lien Mortgage Loan Amount: $116,844
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2040

    Market Valuation

  • Market Total Value: $220,000
  • Market Land Value: $30,000
  • Market Improvement Value: $190,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $22,000
  • Assessed Land Value: $3,000
  • Assessed Improvements Value: $19,000

    Sales

  • Current Sale Contract Date: Nov 25, 2009
  • Current Sale Recording Date: Feb 10, 2010
  • Current Sale Transaction ID: 1131431854
  • Current Sale Price: $119,000
  • Current Sale Document Type: Corporation Deed
  • Current Sale Input Document Number: 1004126097
  • Previous Sale Recording Date: Feb 10, 2010
  • Previous Sale Contract Date: Apr 30, 2009
  • Previous Sale Document Type: Legal Action/Court Order

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA NA
  • First Mortgage Transaction Date: Feb 10, 2010
  • First Mortgage Loan Amount: $116,844
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Jan 01, 2040

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Frequently Asked Questions

What neighborhood is 390 Chaparral Circle located in?
The 390 Chaparral Circle is a located in the neighborhood of Southeast Elgin in Southeast Elgin, Elgin.
What is the average sales price for listings in 390 Chaparral Circle?
The average sales price for units in 390 Chaparral Circle is $0 currently.

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