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Carroll 21048
989 RIDGE ROAD
$690,000
● House - Off Market

989 RIDGE ROAD

FINKSBURG, MD 21048
bedrooms
4 Beds
bathrooms
4 Baths, 1 Half Bath
square feet
2,910 Ft²
$3,852
Est. Monthly
4.26%
Cap Rate

About This Property

ALL OFFERS DUE TUES., APRIL 29 BY 5PM! MULTIPLE OFFERS, SELLER WANTS JUNE 6 SETTLEMENT.

Your country paradise awaits in beautiful Finksburg! Tucked away on 2.33 scenic acres, this well-maintained home blends rustic charm with modern updates in a dreamy countryside setting.

Step inside to discover a warm and inviting main level featuring a stunning cathedral ceiling, expansive windows, and a cozy ski-lodge feel. The spacious primary suite is conveniently located on the main level, complete with a beautifully remodeled bathroom designed for relaxation.

Upstairs, you'll find a private bedroom retreat with its own updated en-suite bath and an open loft area-ideal as a sitting room, reading nook, or home office.

The walkout lower level offers fantastic flexibility with a large recreation room anchored by a wood stove, another remodeled full bathroom, a mechanical/storage room, and a massive bonus space perfect for a gym, craft room, music studio, kids' playroom-endless possibilities!

Car enthusiasts or hobbyists will love the oversized garage with a main level half bath and an incredible upper-level in-law suite featuring a full kitchen/living combo, full bathroom, and washer/dryer hook-up-great for guests, extended family, or even rental potential.

Don't miss your chance to own this peaceful retreat just minutes from town-schedule your showing today and fall in love with your forever home!
Unit Size
2,910 Ft²
Days on Market
37 days
Land Size
2.33 acres
Price per sqft
$237
Property Type
House
Property Taxes
$463
HOA Dues
-
Year Built
1997

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Last updated: 2 years ago (Bright MLS #MDCR2025956)

Price History

Date / Event Date Event Price
Jun 6, 2025 Sold
Sold
May 1, 2025 In contract -
In contract
Apr 26, 2025 Listed by Long & Foster Real Estate, Inc. $630,000
Listed by Long & Foster Real Estate, Inc.
Jun 6, 1995 Sold
Sold

Property Highlights

Air Conditioning
Fireplace

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: 1
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 25
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 150
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 3
  • Basement Area: 900
  • Garage Type: 10
  • Garage Square Area: 960
  • Parking Space Count: 5
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 101,495
  • Total Building Area: 2,010
  • Gross Building Area: 2,010
  • Building Area: 2,010
  • Building Area Measurement: T

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 2,010
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 5
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: REMAINS OF GERTNER PROPERTY
  • Land Acres: 0000002330
  • Standard Land Use Code: 1001
  • County Land Use Code: R-B001
  • Legal Description 1: LT 3 - 2.33 ACS 989 RIDGE RD 20-52 GERTNER PROP

Neighborhood

  • School District Name: Carroll County Public Schools
  • Census Tract: 504100

Geography

  • Assessors Map Reference: 47 22 346
  • Account Number: 044258
  • District: 04
  • Parcel: 04-044258
  • Lot: 3
  • Latitude: 39.5495
  • Longitude: -76.8932

    Address

  • Full Address: 989 Ridge Rd
  • Address - House Number: 989
  • Address - Street Name: Ridge
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: Finksburg
  • Carrier Code: R483
  • 4-Digit Zip Code: 1005
  • Zip Code: 21048

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $496,409

    Appraisal Valuation

  • Standard Deviation: 0.1218
  • Valuation Date: Oct 04, 2023
  • Confidence Score: 86
  • Final Value: 571,483
  • High Value: 641,141
  • Low Value: 501,824

    Market Valuation

  • Market Total Value: $533,500
  • Market Land Value: $173,300
  • Market Improvement Value: $360,200

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $439,300

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Recording Date: Jun 06, 1995
  • Current Sale Price:
  • Current Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Carroll


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Frequently Asked Questions

When was property at 989 Ridge Road built and last sold?
The property at 989 Ridge Road was built in 1997 and last sold on Jan 1, 1970 for $58,000.
How much is this home worth?
The estimated value of the home located at 989 Ridge Road is $0.
What are some comparable homes to 989 Ridge Road?
There are currently no comparable homes to 989 Ridge Road.