Check Availability
$1,059,000
↓ $60K (5.4%)
● House - For Sale

98 Cayman Cove

Destin, FL 32541
bedrooms
3 Beds
bathrooms
3 Baths, 1 Half Bath
square feet
2,647 Ft²
$6,139
Est. Monthly

About This Property

Just minutes from Destin's stunning white-sand beaches, 98 Cayman Cove is ideally located in the highly sought-after gated beach community of Destiny. Step inside to an impressive open-concept floor plan with soaring ceilings that create a bright, airy atmosphere throughout the home.

All three bedrooms feature private ensuite baths, providing exceptional comfort and privacy for owners and guests alike. New luxury LVP flooring has been added throughout all three bedrooms, along with new carpet on the stairs, further enhancing the home's fresh, updated coastal feel.

The spacious primary suite offers a cozy sitting nook overlooking the lush, beautifully maintained surroundings, along with a spa-inspired bath featuring a double soaking tub and generous walk-in shower--the perfect retreat at the end of the day.

Situated on a large corner lot surrounded by mature trees and manicured landscaping, the property offers an inviting sense of privacy and space. A particularly rare feature on Cayman Cove, this is one of the few homes on the street offering a full two-car garage. Complete with built-in storage, it provides exceptional space for vehicles, beach gear, bikes, a golf cart, and more. Combined with its location, versatile floor plan, and proximity to the beach, the home is well suited as a primary residence, second home, or investment property. Meticulously maintained and truly one of a kind, this home embodies beachside luxury at its finest.
Come see it for yourself - your coastal dream home awaits!
Unit Size
2,647 Ft²
Days on Market
253 days
Land Size
0.14 acres
Price per sqft
$400
Property Type
House
Property Taxes
$939
HOA Dues
-
Year Built
2003

Listed By

JOHN HOLAHAN
Better Homes & Gardens Real Estate Emerald Coast
Cherie Himes
The Premier Property Group

Payment Calculator

Cap Rate Calculator

Last updated: 29 days ago (ECAR #994705)

Price History

Date / Event Date Event Price
Sep 18, 2026 Price Decreased $1,059,000
↓ $60K (5.4%)
Price Decreased
Jul 10, 2026 Price Decreased $1,119,000
↓ $30K (2.6%)
Price Decreased
Apr 29, 2026 Price Decreased $1,149,000
↓ $26K (2.2%)
Price Decreased
Feb 5, 2026 Listed by Better Homes and Gardens Real Estate Emerald Coast $1,175,000
Listed by Better Homes and Gardens Real Estate Emerald Coast
Nov 20, 2018 Sold
Sold
Show More

Property Highlights

Garage
Air Conditioning
Fireplace
Parking Details
Has Garage
Attached Garage
Parking Features: Garage
Garage Spaces: 2
Interior Details
Half Bathrooms: 1
Full Bathrooms: 3
Interior Features: Breakfast Bar, Bookcases, Pantry, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Fireplace, Lighting Recessed, Shelving, Washer/Dryer Hookup, Woodwork Painted
Appliances: Dishwasher, Disposal, Microwave, Refrigerator, Water Heater, Auto Garage Door Opn, Oven Self Cleaning, Security System, Smoke Detector, Stove/Oven Electric
Flooring Type: Floor Tile, Floor WW Carpet
Rooms: 15
Has Fireplace
Fireplace Features: Fireplace Gas
Exterior Details
Square Footage: 2647
Security Features: Fire Alarm
Property Condition: Construction Complete
Architectural Style: Villa
Year Built: 2003
Building Area Total: 2647
Window Features: Double Pane Windows, Window Bay, Window Treatmnt Some
Construction Materials: Frame, Stucco
Patio and Porch Features: Covered
Pool Features: Pool Type
Lot Features: Corner Lot, Level
Lot Size Area: 0.14
Lot Size Units: Acres
Lot Size Acres: 0.14
Lot Size Square Feet: 6098.4
Lot Size Dimensions: 61x108
Water Source: Public
Financial Details
Tax Assessed Value: $3,550
Tax Annual Amount: $11,269
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Accounting, Legal, Management, Master Association, Recreational Faclty

Building Info

Overview

    General

  • Year Built: 2003
  • Effective Year Built: 2003
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: 0
  • Building Quality: 4
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 3
  • Roof Shape Type: 9
  • Roof Cover Type: 6
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 13
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 1
  • Garage Square Area: 462
  • Parking Space Count: 0
  • Patio Type: 59
  • Porch Type: 126
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 6,136
  • Total Building Area: 3,292
  • Gross Building Area: 3,292
  • Building Area: 2,647
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 2,647
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: DESTINY S/D
  • Land Acres: 0000000141
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 001
  • Legal Description 1: DESTINY S/D LOT 166

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023308

Geography

  • Assessors Map Reference: 47
  • Parcel: 00-2S-22-0400-0000-1660
  • Lot: 166
  • Municipality: DESTIN
  • Latitude: 30.3842
  • Longitude: -86.4099

    Address

  • Full Address: 98 Cayman Cv
  • Address - House Number: 98
  • Address - Street Name: Cayman
  • Address - Suffix Type: Cv
  • State: FL
  • City Name: Destin
  • Carrier Code: C018
  • 4-Digit Zip Code: 3798
  • Zip Code: 32541

Valuation

    Tax

  • Total Area: 2,956
  • Tax Year: 2023
  • Tax Amount: $1,074,736
  • Tax Rate Code Area: 010

    Appraisal Valuation

  • Standard Deviation: 0.2647
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 62
  • Final Value: 1,101,000
  • High Value: 1,392,477
  • Low Value: 809,523

    Market Valuation

  • Market Total Value: $1,026,365
  • Market Land Value: $271,864
  • Market Improvement Value: $754,501

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,026,365
  • Assessed Land Value: $271,864
  • Assessed Improvements Value: $754,501

    Sales

  • Current Sale Contract Date: Nov 15, 2018
  • Current Sale Recording Date: Nov 20, 2018
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 3244174
  • Previous Sale Recording Date: Jan 12, 2004
  • Previous Sale Contract Date: Jan 08, 2004
  • Previous Sale Amount: $545,000
  • Previous Sale Document Type: 20

    Financing

  • First Mortgage Financing Type: ADJ
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Destiny


Similar Homes for Sale

Currently no similar homes around

Nearby Rentals



Frequently Asked Questions

When was property at 98 Cayman Cove built and last sold?
The property at 98 Cayman Cove was built in 2003 and last sold on Nov 15, 2018 for $624,000.
How much is this home worth?
The estimated value of the home located at 98 Cayman Cove is $1,079,062.
What are some comparable homes to 98 Cayman Cove?
There are currently no comparable homes to 98 Cayman Cove.