ACCEPTING BACKUP OFFERS! Discover the epitome of ''Waterfront Living'' in this extraordinary property, where the serene St John's River meets the Atlantic Ocean within 2 minutes in your boat presenting a VERY VERY RARE opportunity for both residential bliss and business potential! Known as the heart of ''The North Florida Keys,'' this gem of a home is grandfathered in as residential and zoned commercial CCG-2 a-once-in-a-lifetime find. Enjoy and live the ultimate Salt Life experience in the estuary, this is a boater's paradise, featuring deep water access and breathtaking views. The newly constructed dock boasts two boathouses and an upper and lower covered observation deck, accommodating drafts of 17 feet at low tide and 26 feet at high tide—ideal for water enthusiasts of all kinds. Embrace the Cottage Style of a spacious, open & airy charming 3-bedroom concrete block home, adorned with a newer metal roof and a new fresh water filtration system, 2023 HVAC, thoughtfully updated to enhance your comfort. For those who dream of fishing, this location is nothing short of spectacular. In just two minutes by boat, you can cast your line in the Great North Atlantic Ocean, from the mouth of the St. Johns River as it flows into the Atlantic Ocean, set against a backdrop of NO! NO-WAKE ZONES and deep waters, creating a haven for boating aficionados. Experience endless views as you watch playful dolphins, fish for dinner, grow and harvest fresh oystersall while living the island lifestyle in this tranquil haven. Nearby, you'll find Huguenot Park, the pristine Fernandina Beaches, and the famed "Sand Dollar" Restaurant and "Billy Jacks," making this property a true sanctuary for nature lovers, boaters, and fishing enthusiasts alike. With beautiful white sand beaches, lush marshlands, and miles of scenic bike and jogging paths just steps from your front door, outdoor adventures await. The open floor plan of the home showcases panoramic views of the St. Johns River, while the backyard invites you to catch crabs, shrimp, flounder, snook, and trout right off your own dock. Delight in watching ships glide by, enjoy daily dolphin visits, and be captivated by the vibrant birdlife that enhances this property's natural charm. Additional features include a storage room, ample parking, and spacious outdoor areas perfect for entertaining. Conveniently located near Little Talbot Island, shopping centers, exquisite dining options, and Jacksonville International Airport, this property offers an ideal retreat for those seeking a magnificent waterfront lifestyle. Don't miss your chance to own a piece of paradise! Interest rates mean nothing at the shockingly new price!!