Sellers are offering a **VA Assumable Loan with 5% Interest Rate** to Qualified and Approved VA Loan Borrowers! Relocate minutes from Fernandina Beach, which is one of the top 20 Friendliest Cities in the South per Southern Living and close to Amelia Island, recently crowned THE ''best island'' in the United States by Global Traveler Magazine! Feel the breeze from the marsh out your backdoor as you entertain family and friends grilling in your summer kitchen in your 1,200-square-foot lanai. Watch the ones you love splash in the beautiful saltwater pool or catch up over a glass of wine in the evening, relaxing in your hot tub as the sun sets in the distance over the marsh. With low HOA fees and no CDD fees, this peaceful setting is the best of both worlds living in an established *gated* neighborhood, yet just 30 Minutes to Jacksonville Airport, and minutes to Target, Publix, Home Depot, etc. This property showcases beautiful views from the front of the home too, with a pond and fountain greeting you outside the front door, just past the sidewalk that encircles the neighborhood. The marsh feeds into the St. Mary's River and The Atlantic Ocean and is navigable at high tide! You won't outgrow this home with six bedrooms, four and a half bathrooms, and the upstairs Owner's Suite and Loft, providing plenty of space to spread out, in addition to the downstairs sitting room, eat-in kitchen, and formal dining room! Three-Car Garage. Double Ovens. 23'x34' Heated Pool. Intercom system. Dual Zones. Fruit trees. Double Ovens. First First-floor bedroom with En-Suite! Owner's Suite Upstairs. Irrigated Lawn. Less than an hour to The Mayo Clinic, the #1 hospital in Florida according to U.S. News & World Report 2023-2024!