See Home Value
Garrett 21561
96 WHISPERING WAY
$1,050,000
● House - Off Market

96 WHISPERING WAY

SWANTON, MD 21561
bedrooms
2 Beds
bathrooms
2 Baths
square feet
1,344 Ft²
$6,000
Est. Monthly

About This Property

A rare opportunity to own quality, level lakefront for an affordable price is now available with this captivating 2 bedroom 2 bath cottage.      

Offering spectacular lake & sunset views, the property is well positioned in the desirable southern section of the lake.   The partly wooded parcel provides plenty of shade while allowing generous views and great access to the gently sloping lawn area.   There is plenty of room for outdoor activities and features a beautiful lakeside fire-pit.   The gently sloping lot makes it easy to swim and or access the  private dock site that qualifies for a Type  "A" dock suitable for 2 power boats plus a third water vessel.   The property also includes the "Buydown" which provides additional value and protection for owners.  

The charming and well built cottage offers open living spaces, and a covered lakeside porch.   The main level offers plenty of natural lighting, a cathedral ceiling with pine tongue and groove ceilings, hardwood floors and a gas fireplace.  The kitchen area offers granite counters a breakfast bar and stainless steel appliances.    The main floor bedroom features lake views and hardwood floors with an adjoining full bath.  

The upper level offers an inviting bedroom with cathedral ceiling and lake views along with a large loft/family room space adjoining a full bath.  

The home also now offers air-conditioning and forced air heating with mini-splits on both levels.  

The Seller recently acquired and is including adjoining property with this offering.
Unit Size
1,344 Ft²
Days on Market
-
Land Size
0.66 acres
Price per sqft
$818
Property Type
House
Property Taxes
$603
HOA Dues
-
Year Built
2010

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Last updated: 2 months ago (Bright MLS #MDGA2012066)

Price History

Date / Event Date Event Price
Sep 14, 2026 Sold
Sold
Aug 16, 2026 In contract -
In contract
Aug 4, 2026 Price Decreased $1,099,000
↓ $90K (7.6%)
Price Decreased
Jun 6, 2026 Listed by Railey Realty, Inc. $1,189,000
Listed by Railey Realty, Inc.
Oct 23, 2020 No longer available -
No longer available
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Property Highlights

Fireplace
With View

Building Info

Overview

    General

  • Year Built: 2010
  • Effective Year Built: 2010
  • Bedroom Count: 0
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 3
  • Building Quality: 9
  • Construction Type: 6
  • Building Style: 15
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 150
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 5
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 0
  • Location Influence Type: 23

    Dimensions

  • Lot Size Square Feet: 15,991
  • Total Building Area: 1,344
  • Gross Building Area: 1,344
  • Building Area: 1,344
  • Building Area Measurement: T

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 0
  • Heating: 4
  • Heated Square Feet: 1,344
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 5
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: DEEP CREEK LAKE BUY DOWN STRIP
  • Land Acres: 0000000367
  • Standard Land Use Code: 1001
  • County Land Use Code: R-B001
  • Legal Description 1: 15991 SQ FT 60.46' L F/2 MI W RT 495 GREEN GLADE D C L

Neighborhood

  • School District Name: Garrett County Public Schools
  • Census Tract: 000501

Zoning

  • Zoning: R

Geography

  • Assessors Map Reference: 67 10 407
  • Account Number: 009730
  • District: 18
  • Parcel: 18-009730
  • Latitude: 39.4782
  • Longitude: -79.2546

    Address

  • Full Address: 96 Whispering Way
  • Address - House Number: 96
  • Address - Street Name: Whispering
  • Address - Suffix Type: Way
  • State: MD
  • City Name: Swanton
  • Carrier Code: R001
  • 4-Digit Zip Code: 1178
  • Zip Code: 21561

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $437,772

    Appraisal Valuation

  • Standard Deviation: 0.2485
  • Valuation Date: Jan 03, 2024
  • Confidence Score: 65
  • Final Value: 881,201
  • High Value: 1,100,245
  • Low Value: 662,157

    Market Valuation

  • Market Total Value: $639,400
  • Market Land Value: $319,400
  • Market Improvement Value: $320,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $448,400

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Sep 09, 2020
  • Current Sale Recording Date: Sep 17, 2020
  • Current Sale Price:
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Oct 11, 2006
  • Previous Sale Contract Date: Aug 25, 2006
  • Previous Sale Amount: $279,900
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

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Frequently Asked Questions

When was property at 96 Whispering Way built and last sold?
The property at 96 Whispering Way was built in 2010 and last sold on Sep 9, 2020 for $635,000.
How much is this home worth?
The estimated value of the home located at 96 Whispering Way is $1,115,657.
What are some comparable homes to 96 Whispering Way?
There are currently no comparable homes to 96 Whispering Way.