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95 Elm Street

95 Elm Street, Oneonta, NY 13820
Property in Oneonta
Sold Aug 03, 2016
$120,000
$96,000 by Usny Bank
Mortgage Due Jan 01, 2046
95 Elm Street in Oneonta, NY was first built in 1900 and is 124 years old. Although, the building on the property was most recently renovated and altered in 1981. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 0 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 95 Elm Street has 2,002 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The linear feet across the front of the lot is 644 ft and the linear feet between the front and back of the lot is 1,650. In total, the area measurement of the land is 10,454 square feet.

Learn more about the property and building on this page. There is a covered porch. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a detached garage. The garage is 432 sqft. There are a total of 2 available parking spaces. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as average. The exterior walls of the home are made of alum/vinyl siding. As for heating, the home is utilizing a forced air unit and being fueled with gas. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 95 Elm Street was last sold in Aug 1, 2016 for $120,000. According to our calculations, that's $59.94 per sqft. Current property owners are expected to pay $0 in taxes per year. The property on 95 Elm Street was last assessed in 2023. As a result of that assessment, the total value of the property was placed at $172,000. To break that down further, the land itself was valued at $21,800. While improvements to the property were assessed at a total of $150,200. Based on our records, the total assessed value for this property has been marked as less than the total market value as of this moment. Which is great for tax purposes. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1981
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: Average
  • Building Quality: C
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 0
  • Garage Type: Detached
  • Garage Square Area: 432
  • Parking Space Count: 2
  • Porch Type: Covered porch

    Dimensions

  • Lot Size Square Feet: 10,454
  • Lot Size Depth Feet: 1,650
  • Lot Size Frontage Feet: 644
  • Total Building Area: 2,002
  • Building Area: 2,002
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 2,002
  • Heating Fuel Type: Gas

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Land Acres: 0.24
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : HARPER JOSHUA
  • Previous Owner : ILOWIT GORDON
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Oneonta City School District
  • School Tax School District: ONEONTA
  • Census Tract: 591000

Zoning

  • Zoning: 140

Geography

  • Account Number: 3911 1181
  • District: 361200
  • Section: 288.18
  • Parcel: 361200 288.18-1-38
  • Block: 1
  • Lot: 38.000
  • Municipality: ONEONTA
  • Latitude: 42.463
  • Longitude: -75.0613

    Address

  • Full Address: 95 Elm St
  • Address - House Number: 95
  • Address - Street Name: Elm
  • Address - Suffix Type: St
  • State: NY
  • City Name: Oneonta
  • Carrier Code: C005
  • 4-Digit Zip Code: 1534
  • Zip Code: 13820

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 361200

    Appraisal Valuation

  • Standard Deviation: 0.1421
  • Valuation Date: Mar 13, 2024
  • Confidence Score: 71
  • Final Value: 135,281
  • High Value: 154,507
  • Low Value: 116,054

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $96,000
  • First Open Lien Mortgage Lender: USNY BANK
  • First Open Lien Mortgage Recording Date: Aug 03, 2016
  • First Open Lien Mortgage Loan Amount: $96,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 01, 2046

    Market Valuation

  • Market Total Value: $212,346
  • Market Land Value: $26,914
  • Market Improvement Value: $185,432

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $172,000
  • Assessed Land Value: $21,800
  • Assessed Improvements Value: $150,200

    Sales

  • Current Sale Contract Date: Aug 01, 2016
  • Current Sale Recording Date: Aug 03, 2016
  • Current Sale Transaction ID: 1765144617
  • Current Sale Price: $120,000
  • Current Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: USNY BANK
  • First Mortgage Transaction Date: Aug 03, 2016
  • First Mortgage Loan Amount: $96,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage
  • First Mortgage Loan Due Date: Jan 01, 2046

About Oneonta



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Frequently Asked Questions

What neighborhood is 95 Elm Street located in?
The 95 Elm Street is a located in the neighborhood of Oneonta in Oneonta, Oneonta.
What is the average sales price for listings in 95 Elm Street?
The average sales price for units in 95 Elm Street is $0 currently.

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