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908 Talma Street

908 Talma Street, Aurora, IL 60505
Property in Southeast Aurora
Sold Jul 07, 2023
$235,000
$220,000 by Jpmorgan Chase Bank National A
Mortgage Due Jul 01, 2053
Sold Apr 10, 2018
$145,000
$142,373 by Loandepot.com Llc
Mortgage Due Apr 01, 2048
Local assessors in Aurora, IL have categorized 908 Talma Street as a residential type of property. The home was built in 1926 and is 98 years old. The property's lot size has been calculated to be 8,712 square feet. The linear feet between the front and back of the lot was measured at 1,755 ft and the front of the lot was measured at 500 ft. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a bungalow style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 5 rooms in the home. Of these, 2 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 908 Talma Street has a total of 884 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. The home sources its water from a municipal system. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 384 sqft. There is only one available parking space, so if you need more, you may need to find some alternatives. Do you like to entertain? The home has a unknown so you'll have a great option in the front of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Residents rely on a window/unit air conditioning for their cooling system. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 908 Talma Street sold most recently in Jun 30, 2023 for a total of $235,000. If you work out the math, that's approximately a cost of $109.20 per sqft. Before that, the property was also sold for $145,000 in Mar 19, 2018. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $3,452 in taxes each year. 908 Talma Street was most recently assessed in 2022. During this assessment, the property's total value was estimated to be about $51,430. If we break it down further, the land itself was valued at $5,114. Improvements to the property, however, were assessed at a total of $46,316. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1926
  • Effective Year Built: 1926
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 2
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Construction Type: Frame
  • Building Style: Bungalow
  • Floor Count: 1
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 884
  • Garage Type: Attached
  • Garage Square Area: 384
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 8,712
  • Lot Size Depth Feet: 1,755
  • Lot Size Frontage Feet: 500
  • Total Building Area: 2,152
  • Gross Building Area: 2,376
  • Building Area: 884
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: Window/unit air conditioning
  • Heating: unknown
  • Heated Square Feet: 884
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BINDERS ADDN
  • Land Acres: 0.2
  • Standard Land Use Code: Single family residential
  • Legal Description 1: BINDERS ADDN : PT IN EVANS 3RD ADDN : LOT 3 BLK 4

Ownership

  • Current Owner : VARGAS EVETTE
  • Previous Owner : RUBIO ENRIQUE
  • Previous Owner 2: RUBIO BALBINA
  • Owner Before Previous Owner: TORRES EFRAIN 3
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Single/unmarried woman

Neighborhood

  • School District Name: Aurora East Unit School District 131
  • Census Tract: 854302

Geography

  • Section: 27
  • Parcel: 15-27-459-003
  • Block: 4
  • Lot: 3
  • Municipality: AURORA
  • Latitude: 41.7387
  • Longitude: -88.3107

    Address

  • Full Address: 908 Talma St
  • Address - House Number: 908
  • Address - Street Name: Talma
  • Address - Suffix Type: St
  • State: IL
  • City Name: Aurora
  • Carrier Code: C056
  • 4-Digit Zip Code: 5252
  • Zip Code: 60505

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $3,452
  • Tax Rate Code Area: AU021

    Appraisal Valuation

  • Standard Deviation: 0.1652
  • Valuation Date: Nov 29, 2023
  • Confidence Score: 79
  • Final Value: 227,536
  • High Value: 265,131
  • Low Value: 189,941

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $220,000
  • First Open Lien Mortgage Lender: JPMORGAN CHASE BANK NATIONAL A
  • First Open Lien Mortgage Recording Date: Jul 07, 2023
  • First Open Lien Mortgage Loan Amount: $220,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Jul 01, 2053

    Market Valuation

  • Market Total Value: $154,352
  • Market Land Value: $15,348
  • Market Improvement Value: $139,004

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $51,430
  • Assessed Land Value: $5,114
  • Assessed Improvements Value: $46,316

    Sales

  • Current Sale Contract Date: Jun 30, 2023
  • Current Sale Recording Date: Jul 07, 2023
  • Current Sale Transaction ID: 11908906713
  • Current Sale Price: $235,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 22604
  • Previous Sale Recording Date: Apr 10, 2018
  • Previous Sale Contract Date: Mar 19, 2018
  • Previous Sale Amount: $145,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: JPMORGAN CHASE BANK NATIONAL A
  • First Mortgage Transaction Date: Jul 07, 2023
  • First Mortgage Loan Amount: $220,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Jul 01, 2053

    Previous Mortgages

  • Previous Mortgage Lender: LOANDEPOT.COM LLC
  • Previous Mortgage Transaction Date: Apr 10, 2018
  • Previous Mortgage Loan Amount: $142,373
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: FHA
  • Previous Mortgage Loan Due Date: Apr 01, 2048

About Southeast Aurora



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Frequently Asked Questions

What neighborhood is 908 Talma Street located in?
The 908 Talma Street is a located in the neighborhood of Southeast Aurora in Southeast Aurora, Aurora.
What is the average sales price for listings in 908 Talma Street?
The average sales price for units in 908 Talma Street is $0 currently.

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