One or more photo(s) has been virtually staged. Enjoy a spacious 2-bedroom, 2-bathroom condo offering breathtaking panoramic views of St. Joseph Sound, Three Rooker Island, and the Gulf of America. Located in the vibrant 55+ community of Royal Stewart Arms, residents enjoy access to resort-style amenities including a clubhouse, community pool, fitness center, dock, tennis courts, shuffleboard, pickleball, and more. Even better, this property comes with major peace of mind: the $40,000 special assessment has been PAID IN FULL by the seller, and both the SIRS and Milestone Inspections have been COMPLETED. The PROACTIVE HOA has been diligently managing all updates and repairs from the beginning, hosting regular meetings and keeping homeowners well-informed every step of the way. A modern new building exterior is already underway, with updated renderings available-delivering a refreshed and contemporary aesthetic that will make the entire building feel brand new. Enjoy walkable access to the causeway's scenic path for biking, kayaking, paddle boarding, and other outdoor activities. Includes a storage unit on the balcony. Just five miles away, you'll find charming downtown Dunedin-an area known for its rich history, top-rated restaurants, waterfront parks, and vibrant arts scene. Whether you're searching for a seasonal escape, a full-time residence, or a low-maintenance investment, this is your opportunity to own a piece of paradise in one of Dunedin's most desirable locations. Watch mesmerizing sunsets from the comfort of your home while enjoying resort-style amenities, including a fitness center, sparkling pool, and tennis courts. Embrace the serenity of waterfront living paired with the convenience of a vibrant community. Don't miss this rare opportunity to own a piece of paradise!