Picturesque water views w/NO flood insurance. The perfect year-round coastal home or tremendous INVESTMENT with solid RENTAL INCOME of OVER $120,000 annually. Tucked on a quiet side street surrounded by higher priced homes, this coveted waterfront neighborhood offers breathtaking ocean views w/easy access to the commuter rail, harbor & "The Spit" beach, a local secret only accessible by boaters & those with a 3rd cliff address. An open first floor features living, dining, & sitting area which open to a wraparound deck perfect for entertaining. A large FIRST FLOOR BEDROOM offers potential first floor primary suite. An add'l bedrm, kitchen & full bath complete the main level. Upstairs, you will find two more bedrms, one that currently serves at the primary suite w/a balcony overlooking the Atlantic. The lower level offers space for guests w/two more bedroom/living/office space. A gorgeous, large lot offers potential for expansion. TOWN SEWER & GAS.