See Home Value
Okaloosa 32541
895 Emerald Bay Drive
$592,250
● House - Off Market

895 Emerald Bay Drive

Destin, FL 32541
bedrooms
3 Beds
bathrooms
2 Baths
square feet
2,269 Ft²
$3,183
Est. Monthly
4.04%
Cap Rate

About This Property

This home offers a great layout and 420 Sq. Ft. of Lanai space that truly brings the outdoors in! Click on the photos to discover the keeping room at the entry complimented by an 'office', a separate family room, formal dining area, and a split-bedroom plan with a Large En-Suite Primary that has a serene view of the tree lined backyard. The home is in an enviable location within the beautiful, gated golf course community of Emerald Bay as it's elevated and there is no flood insurance required. The owner has taken very good care of the property. So...If you are looking to invest in a well-cared for home that has tremendous upside potential and a low HOA Fee...you need not look any further
Unit Size
2,269 Ft²
Days on Market
235 days
Land Size
0.20 acres
Price per sqft
$264
Property Type
House
Property Taxes
$241
HOA Dues
-
Year Built
1996

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Last updated: 6 months ago (ECAR #985343)

Price History

Date / Event Date Event Price
May 8, 2026 Sold
Sold
Mar 7, 2026 In contract -
In contract
Feb 26, 2026 Price Decreased $599,000
↓ $16K (2.6%)
Price Decreased
Feb 1, 2026 Price Decreased $615,000
↓ $29K (4.5%)
Price Decreased
Nov 17, 2025 Price Decreased $644,000
↓ $15K (2.3%)
Price Decreased
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Property Highlights

Garage
Air Conditioning
Fireplace

Building Info

Overview

    General

  • Year Built: 1996
  • Effective Year Built: 1996
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: 0
  • Building Quality: 1
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 3
  • Roof Shape Type: 9
  • Roof Cover Type: 18
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 13
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 1
  • Garage Square Area: 441
  • Parking Space Count: 0
  • Patio Type: 92
  • Porch Type: 125
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 8,648
  • Total Building Area: 3,231
  • Gross Building Area: 3,231
  • Building Area: 2,269
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 2,269
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: EMERALD
  • Land Acres: 0000000199
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 001
  • Legal Description 1: EMERALD BAY PH 1-B LOT 2 BLK W

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023308

Geography

  • Assessors Map Reference: 47
  • Subdivision Phase Number: 1
  • Parcel: 00-2S-22-102A-000W-0020
  • Block: W
  • Lot: 2
  • Municipality: DESTIN FIRE DISTRICT
  • Latitude: 30.3967
  • Longitude: -86.4003

    Address

  • Full Address: 895 Emerald Bay Dr
  • Address - House Number: 895
  • Address - Street Name: Emerald Bay
  • Address - Suffix Type: Dr
  • State: FL
  • City Name: Destin
  • Carrier Code: C011
  • 4-Digit Zip Code: 5801
  • Zip Code: 32541

Valuation

    Tax

  • Total Area: 2,770
  • Tax Year: 2023
  • Tax Amount: $282,675
  • Tax Rate Code Area: 009

    Appraisal Valuation

  • Standard Deviation: 0.1962
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 73
  • Final Value: 882,712
  • High Value: 1,055,923
  • Low Value: 709,500

    Market Valuation

  • Market Total Value: $604,786
  • Market Land Value: $113,734
  • Market Improvement Value: $491,052

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $308,036

    Exemptions

  • Widow Exemption: Yes
  • Homeowner Exemption: Yes
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Okaloosa


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Frequently Asked Questions

When was property at 895 Emerald Bay Drive built and last sold?
The property at 895 Emerald Bay Drive was built in 1996 and last sold on Jan 1, 1970 for $0.
How much is this home worth?
The estimated value of the home located at 895 Emerald Bay Drive is $0.
What are some comparable homes to 895 Emerald Bay Drive?
There are currently no comparable homes to 895 Emerald Bay Drive.