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Walton 32455
891 Choctawhatchee River Road
$389,400
↓ $20K (4.9%)
● House - For Sale

891 Choctawhatchee River Road

Ponce De Leon, FL 32455
bedrooms
2 Beds
bathrooms
2 Baths
square feet
2,052 Ft²
$2,065
Est. Monthly

About This Property

PRICED 35K BELOW 9/2025 APPRAISED VALUE!  AFFORDABLE WATERFRONT w/SEPARATE APARTMENT, Just 35 miles to BWB &  30 miles to 30A!  NEW ROOF, HVAC, HWH, WELL & PUMP, & SEPTIC LIFT STATION provide affordable insurance & peace of mind. Seller's job transfer fell thru so Seller needs to sell. Tired of traffic & tourist traps? Dreaming of a peaceful retreat without giving up the beach & civilization? Ideal as a primary Home, 2nd home, or investment property, this Cedar Sided, 2 Story RIVER CAMP on .21 acre serene landscape is Calling Your Name!  Spend your days gazing out at Choctawhatchee River, taking a boat or jet ski out for a ride, or fishing right from your deck. A soaring ceiling, original hardwood floors & giant open-concept living area accent the 2nd-Floor Primary Residence (1,440 SF) The huge living space w/cozy wood-burning fireplace & custom built-in bookcases flows seamlessly into the updated kitchen with multiple dining areas, ideal for both entertaining and daily life. The spacious Kitchen Island Bar, topped with lovely granite, is the perfect spot to watch the chef in action or gather with friends. The kitchen includes ample storage in white wood cabinets, SS appliances, side-by-side refrigerator, deep double-bowl sink & dishwasher. Tucked off the kitchen is the Master Bedroom with an En Suite remodeled Bathroom w/ new vanity, toilet & tiled walk-in shower. A laundry area with washer and dryer hook-up is also included.

From the back of the home, enjoy sweeping river views, a picture-perfect backdrop for everyday living. This truly special home embraces the outdoors with multiple outdoor living areas designed for relaxation. Turn the 2nd floor screened porch into a secondary living area or additional bedroom, or step onto the expansive covered deck to unwind and take in the awesome views.

On the ground level, relax on the covered porch swing or step out to the massive deck extending the majority of the 71 feet of river frontage. Fish, relax, or even add a dock for your personal watercraft, the choice is yours.

The Ground Level also features a separate 1-bedroom, 1-bathroom apartment with a walk-in closet, space for a kitchenette, & a screen-covered porch. An additional Separate Bonus Room could be used as an Office, Bunk Room, Hobby Space, or overflow Storage.

An extended-length 1-car garage provides plenty of room for a vehicle, & possibly even an ATV or side-by-side. The property has its own private well with a filtration system located in the outbuilding and is on septic.

Don't be fooled by this serene location, this Home Offers Close proximity to Freeport, Niceville, Beaches, Grand BLVD & 30A! Plan a visit right down the road to Tree House Farms, a local Organic Farm, offering fresh produce & a stunning backdrop for weddings & private events. Plan a Picnic or Launch a Watercraft for the day cruising the Choctawhatchee River, at Cowford Landing Park & Boat Launch.

Explore the possibility of turning the home into an AirBnB or rental property for others looking to escape! Learn about the uniqueness of our ecosystem at E.O. Wilson Biophilia Center. Make a playdate with a four-legged friend at Alaqua Animal Refuge. Spend the day at the Beach or Explore one of the State Parks!

Seclusion with Close Proximity to it ALL!
Tree House Farms - Local Organic Farm & Wedding / Private Event Space located 1.9 miles
Cowford Landing Public Park & Boat Launch - 4.8 miles (245 Big Cedar Rd) Offers Boat Launch, Screen Covered Deck, Public Restrooms, & Picnic Tables
Alaqua Animal Refuge - 9.2 miles
E.O. Wilson Biophilia Center - Just over 10 miles
Publix Super Market at The Shoppes at Freeport - 14.3 miles
Eden Gardens & Point Washington State Parks - within 28 miles
Grayton Beach - 27.5 miles
Rosemary Beach - 30.6 miles
Grand Blvd 32 miles
ECP Airport 22 miles
Closest Public Beach Access 58 Panama City Beach - 23.4 miles
Blue Mountain Regional Beach Access - 26.9 miles
Unit Size
2,052 Ft²
Days on Market
129 days
Land Size
0.21 acres
Price per sqft
$190
Property Type
House
Property Taxes
$153
HOA Dues
-
Year Built
1997

Listed By

Karen Martineau
RE/MAX Coastal Properties
Glenda Lichorwic
RE/MAX Coastal Properties

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Last updated: 3 months ago (ECAR #995860)

Price History

Date / Event Date Event Price
Aug 3, 2026 Price Decreased $389,400
↓ $20K (4.9%)
Price Decreased
May 30, 2026 Relisted $409,400
Relisted
May 23, 2026 In contract -
In contract
Mar 27, 2026 Price Decreased $399,400
↓ $10K (2.4%)
Price Decreased
Feb 20, 2026 Listed by RE/MAX Coastal Properties $409,400
Listed by RE/MAX Coastal Properties
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Property Highlights

Garage
Air Conditioning
Fireplace
Parking Details
Has Garage
Attached Garage
Parking Features: Oversized
Garage Spaces: 1
Interior Details
Full Bathrooms: 2
Interior Features: Breakfast Bar, Bookcases, Kitchen Island, Pantry, Ceiling Cathedral, Fireplace, Guest Quarters, Lighting Recessed, Washer/Dryer Hookup, Woodwork Stained
Appliances: Dishwasher, Disposal, Range Hood, Refrigerator, Water Heater, Smooth Stovetop Rnge, Stove/Oven Electric
Flooring Type: Hardwood, Floor Tile
Rooms: 15
Exterior Details
Square Footage: 2052
Property Condition: Construction Complete
Architectural Style: Cabin
Year Built: 1997
Waterfront Features: River Front
Building Area Total: 2052
Other Structures: Guest Quarters
Window Features: Window Treatment All
Construction Materials: Frame, Siding Wood, Trim Wood
Patio and Porch Features: Covered, Enclosed, Porch, Screened
Lot Features: Level, Bulkhead/Seawall, Flood Insurance Req, Interior
Lot Size Area: 0.21
Lot Size Units: Acres
Lot Size Acres: 0.21
Lot Size Square Feet: 9147.6
Lot Size Dimensions: 72 x 107 x 71 x 110
Water Source: Well
Financial Details
Tax Annual Amount: $1,836
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central
Sewer : Septic Tank

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Bedroom Count: 2
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Bathroom Plumbing Fixtures: 6
  • Building Condition: 0
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 14
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 15
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 7
  • Garage Square Area: 384
  • Parking Space Count: 0
  • Patio Type: 5
  • Porch Type: 35
  • Pool Type: 9

    Dimensions

  • Lot Size Square Feet: 9,322
  • Lot Size Depth Feet: 1,300
  • Lot Size Frontage Feet: 720
  • Total Building Area: 2,148
  • Gross Building Area: 2,148
  • Building Area: 2,148
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 1
  • Heating: 4
  • Heated Square Feet: 2,148
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CHOCTAWHATCHEE RIVER EST
  • Land Acres: 0000000214
  • Standard Land Use Code: 1001
  • County Land Use Code: 0100
  • Legal Description 1: LOT 10 BLK B CHOCTAWHATCHEE RIVER EST PB 5-23 OR 1043-124 OR 1674-157 OR 1893-178 OR 2301-1929 OR 2635-1364 OR 2770-1929 OR 2770-1930 OR 3236-3622

Neighborhood

  • School District Name: Walton County School District
  • Census Tract: 950501

Geography

  • Assessors Map Reference: S1-02-17
  • Parcel: 02-1S-17-07050-00B-0100
  • Block: B
  • Lot: 10
  • Meridian: SEC 02 TWN 01S RNG 017
  • Municipality: COUNTY
  • Latitude: 30.4405
  • Longitude: -85.9208

    Address

  • Full Address: 891 Choctawhatchee River Rd
  • Address - House Number: 891
  • Address - Street Name: Choctawhatchee River
  • Address - Suffix Type: Rd
  • State: FL
  • City Name: Ponce De Leon
  • Carrier Code: H065
  • 4-Digit Zip Code: 4531
  • Zip Code: 32455

Valuation

    Tax

  • Total Area: 2,419
  • Tax Year: 2022
  • Tax Amount: $81,739
  • Tax Rate Code Area: 005

    Appraisal Valuation

  • Standard Deviation: 0.2593
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 63
  • Final Value: 319,288
  • High Value: 402,087
  • Low Value: 236,490

    Market Valuation

  • Market Total Value: $179,934
  • Market Land Value: $7,581
  • Market Improvement Value: $172,353

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $124,107

    Sales

  • Current Sale Contract Date: Feb 01, 2022
  • Current Sale Recording Date: Feb 01, 2022
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 4550
  • Previous Sale Recording Date: Aug 10, 2007
  • Previous Sale Contract Date: Aug 10, 2007
  • Previous Sale Amount: $250,000
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Walton


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Frequently Asked Questions

When was property at 891 Choctawhatchee River Road built and last sold?
The property at 891 Choctawhatchee River Road was built in 1997 and last sold on Feb 1, 2022 for $290,000.
How much is this home worth?
The estimated value of the home located at 891 Choctawhatchee River Road is $415,822.
What are some comparable homes to 891 Choctawhatchee River Road?
There are currently no comparable homes to 891 Choctawhatchee River Road.