IT'S PRESTIGIOUS, IT'S STUNNING, IT'S CHARMING! IT'S  ALL OF THESE!  Drive up VELMA and look to your LEFT. It's LOVE AT FIRST SIGHT!  The 1/2 ACRE LOT is SURPRISINGLY PRIVATE, is FENCED in and has a 40x30 COURTYARD. The STUCCO and STONE, newer BRICK WALKWAY and FRONT LANDSCAPING, make quite a STATEMENT.   Enter the SPACIOUS FRONT FOYER and take it all in!  The current owner has TRANSFORMED the KITCHEN into the MAIN GATHERING AREA, with its CENTER ISLAND that SEATS SIX.  Due to the UNIQUE FLOOR PLAN, the DINING AREA is being used as a COZY DEN and the FIRST FLOOR BEDROOM is set up as a FORMAL DINING ROOM.  The FRONT-TO-BACK LIVING ROOM has a center FIREPLACE with OVER-SIZED MANTLE.  This room is being used as a GREAT ROOM, but would lend itself to a LIVING/DINING COMBO.  Finishing off this floor is a FULL BATH.  Off the SECOND FLOOR landing is the MASTER BEDROOM, a third bedroom and another FULL BATH.  GAS HEAT!  CENTRAL AIR!  FIRST FLOOR LAUNDRY! AND A CARRIAGE HOUSE waiting for you!!