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$3,995,000
↓ $105K (2.6%)
● House - For Sale

8711 Surf Drive

Panama City, FL 32408
bedrooms
7 Beds
bathrooms
8 Baths, 1 Half Bath
square feet
4,715 Ft²
$20,852
Est. Monthly

About This Property

No HOA fees!! Looking for an Airbnb powerhouse, you've found it. With an experienced Airbnb host and aggressive pricing strategy, this fully furnished 7-bedroom, 8.5-bath Gulf-front beach house is built to support a high-capacity rental operation.

Built in 2025, the property features a heated private pool, parking for up to 9 vehicles, no HOA restrictions, and direct beachfront access. The seller is also building a new construction home next door, creating a unique opportunity for buyers interested in expanding their Gulf-front investment footprint.

The approximately 30 x 30 main living area is designed for large groups, with Gulf views from nearly every angle. The chef's kitchen centers around a 10 x 5 island with granite slabs imported from Brazil, dual refrigerators, wraparound seating, and a 75-inch wall-mounted TV. The home also includes 12 smart TVs, a 412-game arcade console, and a third-floor entertainment lounge with room for movies, games, a pool table, or air hockey. The primary suite features 16-foot ceilings, chapel windows overlooking the Gulf, and a private lounge with a coffee and wine bar.

More than $150,000 in designer furnishings, accessories, and custom window treatments contribute to the home's turnkey appeal and reduce the need for immediate setup. Hurricane-impact windows, a 10-foot sliding glass door, triple-pane Therma-Tru doors, and a commercial-grade fire suppression system with 24-hour monitoring add notable durability and safety features. Outside, an approximately 30 x 25 beachfront deck overlooks a heated 12 x 23 Gulf-front pool with an 8 x 6 sun shelf and two heaters. A powder-coated aluminum safety fence helps secure the pool area while preserving Gulf views, and reinforced balcony railings provide an additional safety feature. The lot extends to the wet sand, providing direct beachfront access and space for beach gear and jet skis.

The home was built on 12 x 12 concrete pilings driven 20 feet deep rather than traditional wood pilings. The exterior also features Hardie Board siding secured with stainless screws and a rust-resistant aluminum roof. Located minutes from Pier Park, Tootsies, Top Golf, and Dolly Parton's Pirates Voyage. Buyer to verify all dimensions.
Unit Size
4,715 Ft²
Days on Market
361 days
Land Size
0.28 acres
Price per sqft
$847
Property Type
House
Property Taxes
$1,235
HOA Dues
-
Year Built
-

Listed By

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Last updated: 3 days ago (ECAR #977364)

Price History

Date / Event Date Event Price
Oct 2, 2026 Price Decreased $3,995,000
↓ $105K (2.6%)
Price Decreased
Sep 2, 2026 Price Decreased $4,100,000
↓ $250K (5.8%)
Price Decreased
Jun 16, 2026 Price Decreased $4,350,000
↓ $150K (3.3%)
Price Decreased
Jan 17, 2026 Price Increased $4,500,000
↑ $63K (1.4%)
Price Increased
Oct 8, 2025 Listed $4,437,500
Listed
''Above All'' the ultimate beach house, finished in May! Whether you're investing or just want a place to escape, ''Above All'' is the kind of beach home that checks every box. Freshly styled with over $150,000 of brand-new designer furnishings, high-end accessories, 12 smart TVs, a 412 Game Arcade Console and custom window treatments, this home feels like a luxury resort—only it's all yours With 7 spacious bedrooms, 8 full baths + a half bath, and a smart layout, everyone gets their own space and privacy, making it perfect for big families or group getaways. The main living area has an 30x30 open floor plan that offers a view of the beach from wherever you stand, welcoming with a chef-style kitchen at the center. You'll love the massive 10'x5' Kitchen Island with granite slabs imported from Brazil, dual fridges, wraparound seating, and 75'' a wall-mounted TVall facing the water through hurricane-rated windows and a 10' sliding glass door. Step outside and enjoy the kind of outdoor living most people only dream of. A huge 30x25' beachfront deck, not a splash pool, but a heated 12x23' Gulf-front pool with an 8x6' sun shelf. Designed with safety and beauty in mind, the pool is completed with a sleek powder coated aluminum fence that won't block the view, and strong reinforced balcony railings for extra safety. Every living space was design for the utmost in relaxation, entertaining, and simply soaking up the sunsets. This isn't just a pretty faceit's built for the long haul. The first beachfront home on Panama City Beach built on 12x12 concrete pilings (not wood), driven 20 feet deep for unmatched stability and strength. Most fasteners and fittings are made of Stainless Steel, right down to the beach walkway, this house is built to last. The house is wrapped in Hardie Board siding, secured with stainless screws, and topped with a rust-proof aluminum roof that is sure to last 30 years or more. Large hurricane-impact windows and triple-pane Therma-Tru doors bring in the views while keeping you protected. A full commercial-grade fire suppression system, with 24 hour monitoring, adds another layer of safety across all floors and outdoor spaces. And then there's the architectural showstopper: the largest-ever 6x6 Energy Star octagonal window, bringing in beautiful natural light and giving the home a signature, high-end feel you won't find anywhere else. Upstairs, the third floor offers extra guest suites and a bonus living areagreat for movies, game nights, a pool table, air hockey, to give you a little space to unwind after a beach day. And wait until you see the Master Suite, a 16 ft ceiling with Chapel Windows that will carry you away on the clouds. And to sit and watch the sunset, how about your own personal lounge area with coffee / wine bar! Yours to unplug and unwind in, in this private oasis. Got toys? You're covered with room to park up to 9 vehicles, including jet skis. And best of all? No HOA, no restrictionsjust your own private slice of paradise with the freedom to enjoy it how you want. You're also steps away from all the excitement, including the soon-to-open Tootsies (this will be the closest beach house), Top Golf, and Dolly's Pirates Voyage, with Pier Park just down the road for shopping, dining, and fun. Whether you're looking for a high-performing short-term rental, a family beach compound, or a long-term investment built for the future, ''Above All'' lives up to its name. Buyer to verify all dimensions.
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Property Highlights

Air Conditioning
Interior Details
Half Bathrooms: 1
Full Bathrooms: 8
Interior Features: Breakfast Bar, Kitchen Island, Pantry, Ceiling Cathedral, Ceiling Crwn Molding, Newly Painted, Owner's Closet
Appliances: Dishwasher, Disposal, Dryer, Microwave, Range Hood, Refrigerator, Washer, Water Heater, Smoke Detector, Stove/Oven Gas
Flooring Type: Floor Tile
Rooms: 12
Exterior Details
Square Footage: 4715
Security Features: Fire Alarm
Property Condition: Construction Complete
Architectural Style: Beach House
Year Built: 2025
Waterfront Features: Gulf
Building Area Total: 4715
Window Features: Storm Window(s), Window Bay, Window Treatment All
Construction Materials: Concrete, Frame, Siding CmntFbrHrdBrd
Patio and Porch Features: Covered, Deck Open
Pool Features: Pool - In-Ground, Pool Type
Lot Features: Dead End, Flood Insurance Req, Survey Available
Lot Size Area: 0.28
Lot Size Units: Acres
Lot Size Acres: 0.28
Lot Size Square Feet: 12196.8
Lot Size Dimensions: Irregular
Water Source: Public
Financial Details
Tax Annual Amount: $14,820
Utilities Details
Cooling Type: Ceiling Fan(s), Central Air
Heating Type: Central
Sewer : Public Sewer

Building Info

Overview

    General

  • Bedroom Count: 0
  • Building Condition: 0
  • Building Quality: 0
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 7,492
  • Lot Size Depth Feet: 1,250
  • Lot Size Frontage Feet: 600
  • Total Building Area: 0
  • Building Area: 0

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 0
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: V
  • Land Acres: 0000000172
  • Standard Land Use Code: 8000
  • County Land Use Code: 00
  • State Land Use Code: 00
  • Legal Description 1: 6 4S 15W -8- LOT 5 BLK S MEXIPANA BEACH ORB 4529 P 60

Neighborhood

  • School District Name: Bay County School District
  • Census Tract: 002605

Zoning

  • Zoning: BC23

Geography

  • Assessors Map Reference: MAP 58B3
  • Parcel: 30195-000-000
  • Block: S
  • Lot: 5
  • Meridian: SEC 06 TWN 04S RNG 15W
  • Municipality: FIRE BEACH MOSQUITO
  • Latitude: 30.1665
  • Longitude: -85.79

    Address

  • Full Address: 8711 Surf Dr
  • Address - House Number: 8711
  • Address - Street Name: Surf
  • Address - Suffix Type: Dr
  • State: FL
  • City Name: Panama City
  • Carrier Code: C088
  • 4-Digit Zip Code: 4720
  • Zip Code: 32408

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $1,577,605
  • Tax Rate Code Area: 056

    Market Valuation

  • Market Total Value: $1,551,000
  • Market Land Value: $1,551,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,035,944

    Sales

  • Current Sale Contract Date: Jul 16, 2019
  • Current Sale Recording Date: Jul 18, 2019
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 2019065091
  • Previous Sale Recording Date: Nov 06, 2012
  • Previous Sale Contract Date: Sep 20, 2012
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Lower Grand Lagoon


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9860 S South Thomas Drive #711, Panama City, FL, 32408 Listing by Courtney C Simonds


Frequently Asked Questions

When was property at 8711 Surf Drive built and last sold?
The property at 8711 Surf Drive was built in and last sold on Jul 16, 2019 for $875,000.
How much is this home worth?
The estimated value of the home located at 8711 Surf Drive is $4,034,950.
What are some comparable homes to 8711 Surf Drive?
There are currently no comparable homes to 8711 Surf Drive.