Check Availability
$1,725,000
↓ $75K (4.2%)
● House - For Sale

87 Vista Bluffs

Destin, FL 32541
bedrooms
4 Beds
bathrooms
4 Baths
square feet
3,593 Ft²
$9,729
Est. Monthly

About This Property

IMPRESSIVE 2026 GROSS RENTAL INCOME in excess of $145K+ & BOOKING! Set within the gated enclave of Destiny West, this exceptional three-story lakefront residence offers a rare blend of refined coastal elegance, thoughtful design, and captivating water views. Ideally suited as a primary residence, second home oasis, or tranquil vacation rental, the property delivers an elevated lifestyle just moments from the sugar-white beaches of Destin.

Upon entry, floor-to-ceiling windows immediately frame serene lake views and flood the open-concept living, dining, and kitchen spaces with natural light. Rich hardwood flooring, custom millwork, and chandeliers establish a sophisticated yet inviting atmosphere throughout. The gourmet kitchen is beautifully appointed with granite countertops, custom cabinetry with ample storage, premium appliances including a gas stove top & wine fridge, and a butler's pantry perfect for both everyday living and entertaining. The adjacent living area, anchored by a gas fireplace and enhanced with motorized window treatments, opens seamlessly to the outdoor living spaces for airy evenings.

A first-floor bedroom with ensuite bath and walk-in shower offers flexibility for guests or multigenerational living. The second-floor features the primary suite, a private retreat, featuring a spacious wrap-around balcony overlooking the lake, a fire pit for evening relaxation, a spa-inspired bathroom, and a generously sized walk-in closet with custom built-ins. The second guest suite with ensuite bath, walk-in closet, and private balcony is also located on the second-floor. The third level provides a versatile escape with a king bedroom, ensuite bath, and kitchenette ideal as a guest suite, home office, or recreational space.

Outdoors, the lakefront terrace is a true showpiece, complete with a fire pit, grill, Green Egg smoker, and panoramic water views an ideal setting for sunset gatherings or hosting. Inquire for private pool plans and renderings, offering the opportunity to further enhance both lifestyle and rental performance. The home also features new, durable Polywood outdoor furnishings, a home generator system for added peace of mind, and a garage outfitted with built-ins plus an additional storage room.

Destiny West residents enjoy lushly landscaped grounds, a large seasonally heated pool, hot tub, fitness center, tennis court, and an impressive clubhouse. Quarterly landscaping services are included, allowing for effortless ownership. The home is conveniently located near James Lee Park, the Crab Trap, and pedestrian- and golf-cart-friendly Scenic Highway 98, placing beaches, dining, shopping, and grocery stores just minutes away.

This established vacation rental generated nearly $90K in 2025,  $145K+ already produced in 2026, and the potential to increase income annually with the addition of a private pool. Meticulously maintained and ideally positioned, this lakefront offering represents a rare opportunity to own a premier property in one of Destin's most sought-after gated communities.
Unit Size
3,593 Ft²
Days on Market
222 days
Land Size
0.19 acres
Price per sqft
$480
Property Type
House
Property Taxes
$1,258
HOA Dues
-
Year Built
1997

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Last updated: 2 months ago (ECAR #995743)

Price History

Date / Event Date Event Price
Jul 2, 2026 Price Decreased $1,725,000
↓ $75K (4.2%)
Price Decreased
Feb 19, 2026 Listed by Scenic Sotheby's International Realty $1,799,900
Listed by Scenic Sotheby's International Realty
Aug 14, 2025 Price Decreased $1,899,999
↓ $200K (9.5%)
Price Decreased
Apr 12, 2025 Price Decreased $2,100,000
↓ $100K (4.6%)
Price Decreased
Mar 5, 2025 Listed $2,200,000
Listed
This exceptional three-story lakefront home in the gated community of Destiny West offers breathtaking water views, luxurious finishes and a perfect combination of comfort and sophistication. Designed for those seeking a primary residence, second home or premium vacation rental, this beautifully maintained four-bedroom, four-bathroom retreat provides an elevated coastal living experience just moments from the beaches of Destin. From the moment you step inside, floor-to-ceiling windows showcase sweeping lake views, filling the open-concept living, dining, and kitchen areas with natural light. High-end details, including custom woodwork, chandeliers and rich hardwood flooring, create an inviting yet refined atmosphere. The gourmet kitchen features granite countertops, custom cabinetry and premium appliances, while the spacious living area, complete with a fireplace and motorized window treatments, is ideal for relaxing or entertaining. The second-floor primary suite offers a private retreat with a separate spacious balcony, a fire pit, a spa-like ensuite bath, and a generous sized walk-in closet with custom built ins. The third floor is a versatile space with a king bed, ensuite bath and kitchenette, making it ideal for guests or a multi-purpose retreat. The backyard terrace is a showstopper, featuring a fire pit and panoramic lake views, creating the perfect setting for evening gatherings. Inquire within for ideal private pool plans and renderings. With proximity to James Lee Park and pedestrian & golf cart friendly Scenic Highway 98, this home offers the best of the Emerald Coast lifestyle, whether as a full-time residence or an income-generating vacation rental. The gated Destiny West community further elevates the living experience with its verdant landscaping, a large, seasonally heated swimming pool, hot tub, fitness center, tennis court, and a grand clubhouse. Landscaping is paid quarterly to the association so no need to bring your lawn equipment. Perfectly positioned and meticulously upgraded, this home is a rare opportunity to own a premier lakefront property in one of Destin's most sought-after communities.
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Property Highlights

Garage
Air Conditioning
Fireplace
Parking Details
Has Garage
Attached Garage
Parking Features: Garage, Guest, Golf Cart Enclosed
Garage Spaces: 1
Interior Details
Full Bathrooms: 4
Interior Features: Breakfast Bar, Ceiling Crwn Molding, Fireplace, Split Bedroom
Appliances: Cooktop, Dishwasher, Disposal, Ice Maker, Range Hood, Water Heater, Auto Garage Door Opn, Smoke Detector, Stove/Oven Gas
Flooring Type: Hardwood, Floor WW Carpet
Rooms: 11
Exterior Details
Square Footage: 3593
Property Condition: Renovated, Construction Complete
Architectural Style: Beach House
Year Built: 1997
Waterfront Features: Lake Front
Building Area Total: 3593
Window Features: Window Treatment All
Construction Materials: Stucco
Patio and Porch Features: Covered, Porch, Deck Open
Pool Features: Pool Type
Lot Features: See Remarks, Dead End, Interior, Restrictions, Survey Available, Within 1/2 Mile to Water
Lot Size Area: 0.19
Lot Size Units: Acres
Lot Size Acres: 0.19
Lot Size Square Feet: 8276.4
Lot Size Dimensions: 64 x 139 x 62 x 135
Financial Details
Tax Assessed Value: $3,575
Tax Annual Amount: $15,097
Utilities Details
Cooling Type: Central Air
Heating Type: Central
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Accounting, Ground Keeping, Recreational Faclty

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 4
  • Full Bathrooms: 3
  • Partial Bathrooms: 4
  • Building Condition: 0
  • Building Quality: 1
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 17
  • Interior Walls Type: 14
  • Roof Shape Type: 7
  • Roof Cover Type: 18
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 14
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 1
  • Garage Square Area: 360
  • Parking Space Count: 0
  • Patio Type: 5
  • Porch Type: 126
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 8,466
  • Total Building Area: 5,314
  • Gross Building Area: 5,314
  • Building Area: 3,593
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 4
  • Heated Square Feet: 3,593
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: DESTINY S/D
  • Land Acres: 0000000194
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 001
  • Legal Description 1: DESTINY S/D LOT 39

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023308

Geography

  • Assessors Map Reference: 47
  • Parcel: 00-2S-22-0400-0000-0390
  • Lot: 39
  • Municipality: DESTIN
  • Latitude: 30.3831
  • Longitude: -86.4087

    Address

  • Full Address: 87 Vista Blfs
  • Address - House Number: 87
  • Address - Street Name: Vista
  • Address - Suffix Type: Blfs
  • State: FL
  • City Name: Destin
  • Carrier Code: C018
  • 4-Digit Zip Code: 4723
  • Zip Code: 32541

Valuation

    Tax

  • Total Area: 4,067
  • Tax Year: 2023
  • Tax Amount: $0
  • Tax Rate Code Area: 010

    Appraisal Valuation

  • Standard Deviation: 0.0808
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 94
  • Final Value: 2,171,702
  • High Value: 2,347,265
  • Low Value: 1,996,138

    Market Valuation

  • Market Total Value: $1,204,817
  • Market Land Value: $393,930
  • Market Improvement Value: $810,887

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $1,023,890

    Exemptions

  • Veteran Exemption: Yes
  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Jan 30, 2015
  • Current Sale Recording Date: Mar 02, 2015
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 2981310
  • Previous Sale Recording Date: May 02, 2013
  • Previous Sale Contract Date: Apr 11, 2013
  • Previous Sale Amount: $630,000
  • Previous Sale Document Type: 68
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Destiny


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Frequently Asked Questions

When was property at 87 Vista Bluffs built and last sold?
The property at 87 Vista Bluffs was built in 1997 and last sold on Jan 30, 2015 for $875,000.
How much is this home worth?
The estimated value of the home located at 87 Vista Bluffs is $1,691,167.
What are some comparable homes to 87 Vista Bluffs?
There are currently no comparable homes to 87 Vista Bluffs.