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Tolchester 21620
8630 ELM ROAD
$399,900
↓ $25K (5.9%)
● House - For Sale

8630 ELM ROAD

CHESTERTOWN, MD 21620
bedrooms
5 Beds
bathrooms
2 Baths, 1 Half Bath
square feet
1,936 Ft²
$2,234
Est. Monthly
$4
HOA / Fees

About This Property

Welcome to 8630 Elm Road, where comfortable living meets the relaxed pace of Maryland's Eastern Shore. Located in the water-oriented Tolchester Estates community, this refreshed five-bedroom, 2.5-bath home offers approximately 1,936 square feet of flexible living space on about 0.38 acres.

Begin the day with a quiet moment on the furnished front porch, then enjoy a versatile interior with room to work from home, welcome overnight guests, and spend time together. The fifth bedroom can serve as a private home office, guest room, hobby room, or other flexible space separate from the main living area. Attractive ceiling fans throughout the home add comfort and style.

The refreshed kitchen features bright white cabinetry, a French-door refrigerator, stainless-steel appliances, and a spacious adjoining dining area with room to gather and enjoy meals. The main living ar

Start the day with a quiet moment on the furnished front porch, then enjoy a layout with room to work from home, welcome guests, and spend time together. The fifth bedroom can serve as a home office separate from the main living area, a guest room, or a hobby space. Attractive ceiling fans throughout the home add both comfort and style.

The updated kitchen features bright white cabinetry, a French-door refrigerator, and stainless-steel appliances. A new white porcelain herringbone backsplash is scheduled for installation on October 8. The spacious kitchen and dining area offer room to gather and enjoy a meal.

The main living area is anchored by a stylish electric fireplace with custom floating shelving, creating a warm focal point for the home. Adjustable fireplace settings add to the cozy atmosphere.

Step outside to the expanded deck, unwind in the hot tub, or gather around the fire pit. Imagine sharing hot chocolate and s'mores on a crisp fall evening, or taking a quiet moment to enjoy the setting and watch for local wildlife.

Boating enthusiasts will appreciate the nearby seasonal marina, with restaurants and a dive bar about three blocks away, and a public boat ramp approximately one mile away, providing convenient access to the area's waterways. The expansive driveway offers parking for up to eight vehicles, with room for multiple cars, larger vehicles, and weekend guests.

The partially finished one-car garage can become a game room, hobby area, home gym, or extra gathering space. Additional features include an approximately two-year-old water heater and a private well with a water-treatment and softening system, professionally serviced in 2025 with a new Clack neutralizer head installed. Furnishings throughout the home, including the porch furniture, are included.

Though built in 2006, the home has been gently enjoyed primarily as a second home or vacation getaway and has received updates and improvements, including stainless-steel appliances, a built-in electric fireplace, and the newer water heater.

This home could be a great fit if you're:

Looking for a second home or vacation getaway you can enjoy yourself and explore renting part-time when you're away.
Looking for an investment property with a history of income from both traditional and short-term rentals. Certain loan programs may consider rental income when evaluating an investment property; eligibility depends on lender guidelines.
Looking for a primary residence with flexible living space and convenient access to the marina.
Preferred Lender Credit: Eligible buyers may receive a lender credit when using the preferred lender. Financing programs and credits are subject to eligibility, underwriting, and lender approval.

Whether you're looking for a primary residence, a weekend retreat, or a home designed for entertaining, 8630 Elm Road offers space, versatility, thoughtful updates, and the Eastern Shore lifestyle in one inviting package.

Ready to see it in person? Schedule your private showing today through the listing's appointment link!
Unit Size
1,936 Ft²
Days on Market
-
Land Size
0.38 acres
Price per sqft
$207
Property Type
House
Property Taxes
$266
HOA Dues
$4
Year Built
2006

Listed By

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Last updated: 4 days ago (Bright MLS #MDKE2006914)

Price History

Date / Event Date Event Price
Oct 17, 2026 Price Decreased $399,900
↓ $25K (5.9%)
Price Decreased
Aug 26, 2026 Price Decreased $424,900
↓ $20K (4.5%)
Price Decreased
Aug 14, 2026 Listed by Save 6, Incorporated $445,000
Listed by Save 6, Incorporated
Jun 21, 2022 Sold
Sold
May 2, 2022 Listed by Save 6, Incorporated $349,900
Listed by Save 6, Incorporated
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Property Highlights

Garage
Air Conditioning
Parking Details
Has Garage
Parking Features: Driveway, Attached, Garage
Garage Spaces: 1
Interior Details
Half Bathrooms: 1
Full Bathrooms: 2
Interior Features: Built-in Features, Ceiling Fan(s), Eat-in Kitchen, Attic, Carpet, Kitchen - Table Space, Primary Bath(s), Wood Floors, Formal/Separate Dining Room, Floor Plan - Open
Appliances: Microwave, Cooktop, Dishwasher, Dryer, Ice Maker, Stainless Steel Appliance(s), Washer, Stove
Exterior Details
Square Footage: 1936
Square Footage Source: $0
Architectural Style: Cape Cod
Year Built Source: Assessor
Year Built: 2006
Waterbody Name: Chesapeake Bay
Levels: 2
Other Structures: Above Grade, Below Grade
Construction Materials: Vinyl Siding
Patio and Porch Features: Deck, Porch
Lot Features: Backs to Trees, Landscaping
Lot Size Area: 16416
Lot Size Units: Square Feet
Lot Size Acres: 0.38
Lot Size Square Feet: 16416
Water Source: Well
Financial Details
Tax Assessed Value: $315,967
Tax Annual Amount: $3,193
Utilities Details
Cooling Type: Central Air, Ceiling Fan(s)
Heating Type: Heat Pump(s)
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: Other
HOA Fee: $50
HOA Fee Frequency: Annually

Building Info

Overview

    General

  • Year Built: 2006
  • Effective Year Built: 2006
  • Bedroom Count: 0
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Condition: 3
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 15
  • Exterior Walls Type: 25
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 3
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 5
  • Basement Area: 0
  • Garage Type: 10
  • Garage Square Area: 288
  • Parking Space Count: 1
  • Patio Type: 0
  • Porch Type: 7
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 16,416
  • Total Building Area: 1,936
  • Gross Building Area: 1,936
  • Building Area: 1,936
  • Building Area Measurement: T

    Heating and Cooling

  • Air Conditioning: 13
  • Heating: 8
  • Heated Square Feet: 1,936
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: TOLCHESTER ESTATES
  • Land Acres: 0000000377
  • Standard Land Use Code: 1001
  • County Land Use Code: R-A001
  • Legal Description 1: LOT 7,8&9 BLK AA PL1 8630 ELM ST TOLCHESTER ESTATES

Neighborhood

  • School District Name: Kent County Public Schools
  • Census Tract: 950400

Zoning

  • Zoning: RR

Geography

  • Assessors Map Reference: 35D 0 304
  • Account Number: 009387
  • District: 06
  • Parcel: 06-009387
  • Block: AA
  • Lot: 7-9
  • Latitude: 39.2156
  • Longitude: -76.2376

    Address

  • Full Address: 8630 Elm Rd
  • Address - House Number: 8630
  • Address - Street Name: Elm
  • Address - Suffix Type: Rd
  • State: MD
  • City Name: Chestertown
  • Carrier Code: R002
  • 4-Digit Zip Code: 4203
  • Zip Code: 21620

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $258,408

    Appraisal Valuation

  • Standard Deviation: 0.2402
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 66
  • Final Value: 386,916
  • High Value: 479,858
  • Low Value: 293,974

    Market Valuation

  • Market Total Value: $247,100
  • Market Land Value: $52,800
  • Market Improvement Value: $194,300

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $238,500

    Sales

  • Current Sale Contract Date: Jun 03, 2022
  • Current Sale Recording Date: Jun 21, 2022
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Previous Sale Recording Date: Mar 24, 2021
  • Previous Sale Contract Date: Sep 25, 2020
  • Previous Sale Amount: $255,000
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Tolchester


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Frequently Asked Questions

When was property at 8630 Elm Road built and last sold?
The property at 8630 Elm Road was built in 2006 and last sold on Jun 3, 2022 for $366,000.
How much is this home worth?
The estimated value of the home located at 8630 Elm Road is $402,983.
What are some comparable homes to 8630 Elm Road?
There are currently no comparable homes to 8630 Elm Road.