BUYER INCENTIVES AVAILABLE!   Welcome Home to 860 Renfro Way in the peaceful Harbison Canyon community of El Cajon! This beautifully updated two-story single-family home offers the perfect blend of comfort, space, and quiet rural living-all with no HOA and no Mello-Roos.   Built in 2005 and set on a generous 0.62-acre lot, this move-in ready property features 3 bedrooms, 2.5 bathrooms, and 1,630 sq. ft. of living space. The first floor welcomes you with a spacious living room highlighted by a cozy wood-burning gas fireplace, a renovated kitchen with modern finishes, a dining area, and a guest bath.   Upstairs, find three inviting bedrooms, including a primary suite designed for comfort. Recent upgrades include new LVP flooring throughout, fresh interior and exterior paint, and fully remodeled bathrooms. Enjoy year-round comfort with central A/C and heat.   The expansive lot offers a large driveway with parking for four, two garages (one attached and one detached), and plenty of outdoor potential. Experience the best of serene, scenic living far from the city buzz while remaining close to conveniences. FHA and VA approved, this is a rare opportunity to own a turnkey home with land, privacy, and charm!