Great for owner- occupant opportunities. Part of census tract program which features no PMI, low interest rate, saving thousands of dollars! Detached two-family home in the heart of the booming area of Journal Square and just a few short blocks to the PATH train. Unit 1 features 2 bedroom plus Den, eating kitchen with porcelain floors shaker cabinets granite countertops, and stainless-steel appliances. Potential duplex with the lower lover, family/ flex room, laundry room or wet bar, full bath. Unit 2 offers a fully updated eat-in kitchen with porcelain floors, shaker cabinets granite countertops, and stainless-steel appliances. Spacious living room, drenched in natural light, Bedroom with en-suite bathroom. Plenty of closets and storage. Enclosed lavish oasis backyard for relaxation or entertaining. Close to restaurants, shops, and all major transportation. Come see for yourself today why Jersey City was named the sixth Borough of New York!