Check Availability
$1,799,000
● House - For Sale

840 Myrtle Terrace

Naples, FL 34103
bedrooms
3 Beds
bathrooms
3 Baths
square feet
1,838 Ft²
$9,370
Est. Monthly

About This Property

LIVE, WORK, OR INVEST! ZONED HIGHWAY COMMERCIAL: MIXED USE! MINUTES TO THE BEACH AND FLOOD ZONE X! One of the most unique opportunities in all of Naples! Perfectly positioned in an X flood zone just a short walk or bike ride to the beach, Waterside Shops, waterfront dining, and some of Naples' most desirable attractions, this fully renovated coastal cottage offers the ultimate Naples lifestyle with endless possibilities. Enjoy being only minutes from 5th Avenue, Mercato, Venetian Village, and world-class shopping, dining, boating, and entertainment while still having the privacy and flexibility rarely found this close to the coast. Zoned for both residential and commercial use, this property is ideal as a full-time residence, seasonal getaway, vacation rental, live/work opportunity, or income-producing investment with NO HOA and NO rental restrictions. Completely reimagined in 2019, the home features a metal roof engineered to withstand winds up to 200 MPH, hurricane-impact windows and doors, updated AC systems, water heaters, and beautifully curated designer finishes throughout. From the moment you arrive, the curb appeal stands out with lush tropical landscaping, custom herringbone pavers, a newly screened-in front patio, and a private entrance leading directly into the flexible studio space or laundry area, ideal for business owners, creatives, remote professionals, guests, or added rental flexibility. Inside, nearly 2,000 square feet of designer-inspired living space awaits with soaring 25-foot cathedral ceilings wrapped in tongue-and-groove Cypress wood, custom wood beams, shiplap accents, recessed lighting, vintage fixtures, built-in bookcases, and an open airy layout designed for entertaining. The chef's kitchen is truly a showpiece featuring Cafe appliances, an induction cooktop, quartz countertops, soft-close cabinetry, antique lighting, a custom mango wood indoor/outdoor bar, and even a built-in Keurig coffee maker inside the refrigerator. The primary suite feels like a luxury retreat with a custom fireplace wall, oversized custom walk-in closet, spa-inspired bath with designer cabinetry, chandelier lighting, and a beautifully tiled walk-in shower. Guest bedrooms offer privacy, high ceilings, custom built-ins, and a stunning fully customized Jack-and-Jill bath. The separate studio space with its own entrance, private patio, full bath, and built-in sink creates incredible flexibility for a home office, wellness space, art studio, guest suite, or additional rental opportunity. Step outside into your private tropical oasis featuring a fully fenced yard, outdoor lighting, privacy landscaping, cozy firepit seating area, room for a pool, extended carport, and multiple outdoor entertaining spaces designed to enjoy the Florida sunshine year-round. Opportunities like this rarely become available - especially in a location this close to the beach with no flood insurance required and unmatched flexibility for personal use, business, or investment.
Unit Size
1,838 Ft²
Days on Market
133 days
Land Size
0.15 acres
Price per sqft
$979
Property Type
House
Property Taxes
$536
HOA Dues
-
Year Built
1959

Listed By

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Last updated: 20 days ago ( #226019222)

Price History

Date / Event Date Event Price
May 18, 2026 Listed by Hovland Realty, LLC $1,799,000
Listed by Hovland Realty, LLC
Sep 1, 2025 No longer available -
No longer available
Jul 14, 2025 Withdrawn -
Withdrawn
Jun 9, 2025 Price Decreased $1,494,900
↓ $5K (0.3%)
Price Decreased
Feb 24, 2025 Listed by Hovland Realty, LLC $1,499,900
Listed by Hovland Realty, LLC
Welcome to the lowest priced single-family home west of 41 — and one of the most unique opportunities in Naples. Zoned for both residential and commercial use, this fully renovated beach cottage offers unmatched flexibility for living, working, or investing. Completely redone in 2019, the home features a new AC, new metal roof, hurricane-impact windows and doors, and an energy-efficient insulated roof system engineered to withstand winds up to 200 MPH. Best of all, there’s no HOA, no flood zone, and no rental restrictions, making it an ideal full-time residence, vacation rental, or live-work space. Inside, nearly 2,000 square feet of beautifully designed space awaits. Soaring 25-foot cathedral ceilings wrapped in tongue-and-groove Cypress wood create a dramatic yet welcoming atmosphere. The open floor plan is full of custom details, including shiplap accent walls, designer trim, antique and designer lighting, and a mango wood bar with handcrafted brackets. The kitchen is a showstopper with Café appliances, an induction cooktop, a built-in Keurig coffee maker in the fridge, and a large island perfect for entertaining. The primary suite offers a relaxing retreat with a custom fireplace wall, an oversized 8x11 walk-in closet, and a luxurious en-suite bath featuring custom cabinetry and a statement chandelier. Two guest bedrooms share a stylish Jack-and-Jill bathroom with high-end finishes and emergency egress windows for peace of mind. A separate full bath with a walk-in shower and custom vanity adds extra convenience for guests or clients. The outdoor space is just as impressive. Custom herringbone pavers flow from the carport to the backyard, where you’ll find a cozy patio with a fireplace, lush landscaping, and a fully fenced yard with plenty of room for a pool. The entire landscape is supported by an underground irrigation system, creating a private and low-maintenance outdoor oasis. One of the standout features of this home is the fully equipped in-home salon or studio space. With a separate entrance, full bath, and built-in sink, it’s perfect for a hairstylist, esthetician, or creative professional. Even better, it comes with a transferable client list of over 80 people—an instant income-generating opportunity or a versatile private space separate from the main home. Furnishings are negotiable, and the location is unbeatable—just a short walk to the beach and Waterside Shops, and only a 5-minute drive to 5th Avenue. Whether you’re looking for a unique home, a business-friendly space, or a smart investment, this one-of-a-kind Naples cottage has it all.
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Property Highlights

Air Conditioning
Fireplace
Parking Details
Has Carport
Parking Features: Attached Carport
Interior Details
Full Bathrooms: 3
Interior Features: Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Walk-In Closet(s), ClosetCabinetry, Fireplace, LivingDiningRoom, CustomMirrors, ShowerOnly, SeparateShower, CableTv, WindowTreatments, SplitBedrooms
Appliances: Cooktop, Dryer, Dishwasher, Freezer, Disposal, Microwave, Range, Refrigerator, Self Cleaning Oven, Washer
Flooring Type: Tile
Laundry Features: Inside, LaundryTub
Has Fireplace
Exterior Details
Square Footage: 1838
Square Footage Source: $0
Security Features: Smoke Detector(s)
Property Condition: Resale
Architectural Style: Ranch, OneStory
Year Built: 1959
Waterfront Features: None
Building Area Total: 1952
Window Features: Skylight(s), Window Coverings, ImpactGlass
Construction Materials: Block, Concrete, Stucco
Patio and Porch Features: Porch, Screened, Lanai
Lot Features: Rectangular Lot, SprinklersAutomatic
Lot Size Area: 0.15
Lot Size Units: Acres
Lot Size Acres: 0.15
Lot Size Square Feet: 6534
Tax Lot: 8
Water Source: Public
Financial Details
Tax Annual Amount: $6,436
Utilities Details
Cooling Type: Central Air, Ceiling Fan(s), Electric
Heating Type: Central, Electric
Sewer : Public Sewer
Location Details
HOA/Condo/Coop Fee Includes: None
HOA/Condo/Coop Amenities: None

Building Info

Overview

    General

  • Year Built: 1959
  • Effective Year Built: 2015
  • Building Count: 1
  • Bedroom Count: 0
  • Building Condition: 0
  • Building Quality: 7
  • Construction Type: 12
  • Building Style: 0
  • Exterior Walls Type: 0
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Count: 100
  • Living Units: 1
  • Floor Cover: 0
  • Basement Type: 0
  • Basement Area: 0
  • Garage Type: 0
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 6,534
  • Total Building Area: 1,838
  • Gross Building Area: 1,838
  • Building Area: 1,838
  • Building Area Measurement: R

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 0
  • Heated Square Feet: 1,838
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 3
  • Property Class: C
  • Subdivision: MYRTLE TERRACE
  • Land Acres: 0000000150
  • Standard Land Use Code: 2002
  • County Land Use Code: 11
  • State Land Use Code: 11
  • Legal Description 1: MYRTLE TERRACE BLK B LOT 8

Neighborhood

  • School District Name: Collier County School District
  • Census Tract: 000301

Zoning

  • Zoning: NAPLES

Geography

  • Assessors Map Reference: 4A16
  • Subdivision Tract Number: 090100
  • Parcel: 13250000957
  • Block: B
  • Lot: 8
  • Meridian: SEC 16 TWN 49 RNG 25
  • Municipality: CITY OF NAPLES
  • Latitude: 26.21
  • Longitude: -81.8018

    Address

  • Full Address: 840 Myrtle Ter
  • Address - House Number: 840
  • Address - Street Name: Myrtle
  • Address - Suffix Type: Ter
  • State: FL
  • City Name: Naples
  • Carrier Code: C038
  • 4-Digit Zip Code: 2815
  • Zip Code: 34103

Valuation

    Tax

  • Total Area: 719
  • Tax Year: 2022
  • Tax Amount: $661,274
  • Tax Rate Code Area: 270

    Market Valuation

  • Market Total Value: $674,335
  • Market Land Value: $311,209
  • Market Improvement Value: $363,126

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $674,335
  • Assessed Land Value: $311,209
  • Assessed Improvements Value: $363,126

    Sales

  • Current Sale Contract Date: Apr 15, 2010
  • Current Sale Recording Date: Apr 28, 2010
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 4422840
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Naples


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Frequently Asked Questions

When was property at 840 Myrtle Terrace built and last sold?
The property at 840 Myrtle Terrace was built in 1959 and last sold on Apr 15, 2010 for $225,000.
How much is this home worth?
The estimated value of the home located at 840 Myrtle Terrace is $1,835,312.
What are some comparable homes to 840 Myrtle Terrace?
There are currently no comparable homes to 840 Myrtle Terrace.