See Home Value
Destin 32541
821 Cross Street
$1,620,800
● House - Off Market

821 Cross Street

Destin, FL 32541
bedrooms
5 Beds
bathrooms
3 Baths
square feet
3,251 Ft²
$9,633
Est. Monthly

About This Property

UNDER CONTRACT, TAKING BACKUP OFFERS. Tucked away on beautiful Marler Bayou, one of Destin's most sought-after waterfront locations, this beautifully maintained brick home offers the kind of lifestyle people move to Destin to enjoy. With a detached accessory dwelling unit (ADU) already set up as a studio apartment and a location just minutes from Destin Pass, Crab Island, Choctawhatchee Bay, and the Gulf of America, this property delivers a rare combination of waterfront living, flexibility, and convenience. Spend your days boating, fishing, paddleboarding, or enjoying waterfront dining, then come home to your own private retreat beneath the shade of mature oak and magnolia trees.

Inside, you'll find custom touches throughout that make this home anything but cookie-cutter. The spacious living room features soaring 19-foot ceilings and a stunning custom wood feature wall that immediately becomes the focal point of the home. Granite countertops, a custom wood wet bar, beautiful cypress shelving, and thoughtfully selected finishes create a warm, welcoming space that's equally suited for entertaining or everyday living. The spacious primary suite offers vaulted ceilings, a walk-in closet, and plenty of room to relax after a day on the water.

Step onto the screened porch and take in the peaceful bayou setting, coastal breezes, spectacular sunsets, and even Destin's fireworks displays from the comfort of home. The detached ADU includes a sleeping area, living space, and kitchen, making it ideal for guests, extended family, a home office, creative studio, or private retreat.

Waterfront homes on Marler Bayou rarely become available. Combining custom features, mature landscaping, a detached ADU, and one of Destin's most desirable waterfront settings, this is a unique opportunity to enjoy the very best of life on the Emerald Coast.
Unit Size
3,251 Ft²
Days on Market
46 days
Land Size
0.68 acres
Price per sqft
$554
Property Type
House
Property Taxes
$794
HOA Dues
-
Year Built
1997

Payment Calculator

Cap Rate Calculator

Last updated: 4 months ago (ECAR #1004822)

Price History

Date / Event Date Event Price
Jul 21, 2026 Sold
Sold
Jun 22, 2026 In contract -
In contract
Jun 5, 2026 Listed by Coldwell Banker Realty $1,799,990
Listed by Coldwell Banker Realty
Mar 3, 2020 Sold
Sold
Sep 30, 2016 Sold
Sold
Show More

Property Highlights

Garage
Air Conditioning
With View

Building Info

Overview

    General

  • Year Built: 1997
  • Effective Year Built: 1997
  • Building Count: 1
  • Bedroom Count: 3
  • Bathroom Count: 3
  • Full Bathrooms: 3
  • Partial Bathrooms: 3
  • Building Condition: 0
  • Building Quality: 9
  • Construction Type: 0
  • Building Style: 0
  • Exterior Walls Type: 2
  • Interior Walls Type: 3
  • Roof Shape Type: 7
  • Roof Cover Type: 21
  • Floor Count: 200
  • Living Units: 1
  • Floor Cover: 13
  • Basement Type: 0
  • Basement Area: 0
  • Parking Type: 1
  • Garage Type: 1
  • Garage Square Area: 552
  • Parking Space Count: 0
  • Patio Type: 92
  • Porch Type: 125
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 29,549
  • Lot Size Frontage Feet: 1,000
  • Total Building Area: 4,253
  • Gross Building Area: 4,253
  • Building Area: 3,251
  • Building Area Measurement: L

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: 13
  • Heating: 19
  • Heated Square Feet: 3,251
  • Heating Fuel Type: 0

    Utilities

  • Sewer System: 0
  • Water Service: 0

Building

  • Building Type: 0
  • Property Class: R
  • Subdivision: CALHOUN S/D
  • Land Acres: 0000000678
  • Standard Land Use Code: 1001
  • County Land Use Code: 000100
  • State Land Use Code: 001
  • Legal Description 1: CALHOUN S/D DESTIN LOT 95 BLK D

Neighborhood

  • School District Name: Okaloosa County School District
  • Census Tract: 023306

Geography

  • Assessors Map Reference: 47
  • Parcel: 00-2S-22-0310-000D-0950
  • Block: D
  • Lot: 95
  • Municipality: DESTIN
  • Latitude: 30.4069
  • Longitude: -86.5001

    Address

  • Full Address: 821 Cross St
  • Address - House Number: 821
  • Address - Street Name: Cross
  • Address - Suffix Type: St
  • State: FL
  • City Name: Destin
  • Carrier Code: C012
  • 4-Digit Zip Code: 1614
  • Zip Code: 32541

Valuation

    Tax

  • Total Area: 3,789
  • Tax Year: 2023
  • Tax Amount: $904,902
  • Tax Rate Code Area: 010

    Appraisal Valuation

  • Standard Deviation: 0.1962
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 73
  • Final Value: 1,234,784
  • High Value: 1,477,082
  • Low Value: 992,487

    Market Valuation

  • Market Total Value: $1,050,503
  • Market Land Value: $525,101
  • Market Improvement Value: $525,402

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $796,019

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Mar 02, 2020
  • Current Sale Recording Date: Mar 03, 2020
  • Current Sale Price:
  • Current Sale Document Type: 71
  • Current Sale Input Document Number: 3341617
  • Previous Sale Recording Date: Sep 30, 2016
  • Previous Sale Contract Date: Sep 30, 2016
  • Previous Sale Amount: $655,500
  • Previous Sale Document Type: 71
Data used for valuation calculations is provided by RealtyHop, and other third party sources

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Destin


Similar Homes for Sale

Currently no similar homes around

Nearby Rentals



Frequently Asked Questions

When was property at 821 Cross Street built and last sold?
The property at 821 Cross Street was built in 1997 and last sold on Mar 2, 2020 for $975,000.
How much is this home worth?
The estimated value of the home located at 821 Cross Street is $1,783,312.
What are some comparable homes to 821 Cross Street?
There are currently no comparable homes to 821 Cross Street.