Seller offering up to $10,000 in concessions, including a 2/1 rate buydown to lower your payment the first two years. Buyer's choice of rate buydown, prepaids, or closing costs.  Brand new 2026 construction, never lived in and move in ready! This 4 bedroom, 2 bath home offers 1,920 square feet with no HOA, a PAVED road, and brand new well and septic in Keystone Heights, Clay County. Two refrigerators, including a bonus 18 cubic foot unit in the utility room! This home delivers real space and style without the big new construction price tag.  Step inside to 8 foot flat ceilings and a bright, open feel throughout. The kitchen features 42 inch Duracraft overhead cabinets in Alabaster White, Lisola countertops, and Rustic Alder trim details that add warmth against the clean cabinetry. Shaw linoleum flooring in Driftwood Latte provides a durable, easy to maintain finish. The stainless steel appliance package includes a full-size refrigerator, smooth top electric range, and dishwasher, plus a bonus 18 cubic foot refrigerator with ice maker tucked into the utility room for extra storage, perfect for overflow groceries, drinks, or a second freezer setup.  The primary suite includes a true deluxe bath with a fiberglass soaker tub, a separate 35x60 fiberglass shower, double sink vanities, and ceramic sink finishes for a genuinely elevated feel. The guest bathroom carries the same attention to detail with matching ceramic sink accents.  A sliding glass door off the dining room opens straight outside, blending indoor and outdoor living. Outside you will find a 16 foot dormer, vinyl lap exterior siding, a craftsman style front door, and black raised panel shutters that add real curb appeal. Built to Wind Zone II standards for durability, with full house OSB wrap, R38-R13-R22 insulation, and the EBUILT Essentials electric and insulation package including advanced air sealing, argon gas low E windows, and an Energy Star ready electric dual element water heater.  Located on a paved road with brand new well and septic, first time set. Never lived in. Move in ready. No HOA. Located minutes from Downtown Keystone Heights.  Some photos have been virtually staged to illustrate the potential use of space. Furnishings and decor shown are for illustrative purposes only and may not represent the current condition of the home.