Welcome to one of the largest floor plans in beautiful Santa Fe Hills!  This home has room for your whole family-four bedrooms, a loft and study nook are upstairs;  downstairs are the formal living/dining room, kitchen and family room plus bonus room currently used as an office (add a closet and make it a 5th bedroom, just steps from a full bath).  Paloma Elementary, hiking trails, Palomar College, shopping/dining/movies, freeway & sprinter access are all nearby.  And NO HOA!!  A beautiful home in a great family neighborhood with a floor plan that works for you, close to EVERYTHING and no HOA!  Formal living/dining room; kitchen opens to family room with fireplace; downstairs bonus room currently used as office could be converted to 5th bedroom, just steps from the downstairs full bath; at the top of the stairs, a large loft and separate study nook, surrounded by master suite, three additional bedrooms and a bathroom; master bath with dual sinks, soaking tub and two walk-in closets; down the street from hiking and biking trails, a small pond and playground; a quick walk to the Las Posas pool & tennis courts, award-winning Paloma Elementary and Palomar College; within a 5 minute drive of shopping centers, movie theatre, dining, freeway and sprinter access and CSUSM..  Neighborhoods: Santa Fe Hills Equipment: Garage Door Opener, Range/Oven Other Fees: 0 Sewer:  Sewer Connected Topography: SSLP