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7426 Saddle Creek Trail

7426 Saddle Creek Trail, Mchenry, IL 60050
Sold Sep 02, 2020
$300,000
$300,000 by The Federal Savings Bank
Mortgage Due Aug 01, 2050
Sold Nov 01, 1993
$248,000
$155,000 by United Air Lines Employees Cu
Mortgage Due Nov 01, 2023
Local assessors in Mchenry, IL have categorized 7426 Saddle Creek Trail as a residential type of property. The home was built in 1978 and is 46 years old. The property's lot size has been calculated to be 134,165 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 10 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 5 partial bathrooms. This is a 2 story home so residents will need to have climb at least one set of stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 7426 Saddle Creek Trail has a total of 2,590 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a attached garage for those who need a place to park their vehicle. The garage on the property is 110 sqft. Do you like to entertain? The home has a unknown so you'll have a great option in the back of the home. It might sound scary but did you know that buildings can move depending on the weather? Both hot and cold weather can have severe impact on the longevity of your home structure depending on how much your home moves. Hence why architects pay a lot of attention to the type of control joints used in the construction process. Just so you know, this home was built with frame control joints. Residents rely on central air conditioning for their cooling system. The home's a central heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. The property was last sold in Jul 17, 2020 for $300,000. That's $86.26 per sqft. Prior to that sales transaction, the property was also sold in Oct 29, 1993 for $248,000. 7426 Saddle Creek Trail was last assessed in 2022. The total value of the property was assessed at $109,320. Specifically, the land the property is located on was valued at $32,598. While improvements on the property were assessed at a total of $76,722. The total assessed value for this property is less than the total market value as of this moment. Which is great for tax purposes. The total amount of taxes due from a property owner is $5,221. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1978
  • Effective Year Built: 1978
  • Building Count: 1
  • Total Rooms: 10
  • Bedroom Count: 4
  • Bathroom Count: 5
  • Full Bathrooms: 2
  • Partial Bathrooms: 5
  • Bathroom Plumbing Fixtures: 7
  • Construction Type: Frame
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unspecified basement
  • Basement Area: 888
  • Garage Type: Attached
  • Garage Square Area: 110
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 134,165
  • Total Building Area: 3,478
  • Building Area: 2,590
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Central heating
  • Heated Square Feet: 2,590
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: SADDLE CREEK TRAILS UNIT 1
  • Land Acres: 3.08
  • Standard Land Use Code: Residential (general) (single)
  • Legal Description 1: DOC 2020R0034965 LT 2 SADDLE CREEK TRAILS UNIT 1

Ownership

  • Current Owner : CASALES HUMBERTO
  • Current Owner 2: CASALES CASSANDRA
  • Previous Owner : LINDSAY KIT
  • Previous Owner 2: LINDSAY ROBERT
  • Owner Before Previous Owner: STALEY DEBORAH
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: McHenry Community High School District 156
  • Census Tract: 870814

Geography

  • Parcel: 14-06-401-002
  • Block: 401
  • Lot: 2
  • Municipality: NUNDA TWP
  • Latitude: 42.3147
  • Longitude: -88.3432

    Address

  • Full Address: 7426 Saddle Creek Trl
  • Legal Unit: 1
  • Address - House Number: 7426
  • Address - Street Name: Saddle Creek
  • Address - Suffix Type: Trl
  • State: IL
  • City Name: Bull Valley
  • Carrier Code: R028
  • 4-Digit Zip Code: 6434
  • Zip Code: 60050

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $5,221
  • Tax Rate Code Area: 14037

    Appraisal Valuation

  • Standard Deviation: 0.1528
  • Valuation Date: Jan 10, 2024
  • Confidence Score: 81
  • Final Value: 419,017
  • High Value: 483,074
  • Low Value: 354,960

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $300,000
  • First Open Lien Mortgage Lender: THE FEDERAL SAVINGS BANK
  • First Open Lien Mortgage Recording Date: Sep 02, 2020
  • First Open Lien Mortgage Financing Type: Fixed Rate
  • First Open Lien Mortgage Loan Amount: $300,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: VA
  • First Open Lien Mortgage Loan Due Date: Aug 01, 2050

    Market Valuation

  • Market Total Value: $327,960
  • Market Land Value: $97,794
  • Market Improvement Value: $230,166

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $109,320
  • Assessed Land Value: $32,598
  • Assessed Improvements Value: $76,722

    Exemptions

  • Veteran Exemption: Yes

    Sales

  • Current Sale Contract Date: Jul 17, 2020
  • Current Sale Recording Date: Sep 02, 2020
  • Current Sale Transaction ID: 11785028056
  • Current Sale Price: $300,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 2020R0034965
  • Previous Sale Recording Date: Nov 01, 1993
  • Previous Sale Contract Date: Oct 29, 1993
  • Previous Sale Amount: $248,000
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: THE FEDERAL SAVINGS BANK
  • First Mortgage Transaction Date: Sep 02, 2020
  • First Mortgage Loan Amount: $300,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: VA
  • First Mortgage Loan Due Date: Aug 01, 2050

    Financing

  • First Mortgage Financing Type: Fixed Rate

    Previous Mortgages

  • Previous Mortgage Lender: UNITED AIR LINES EMPLOYEES CU
  • Previous Mortgage Transaction Date: Nov 01, 1993
  • Previous Mortgage Loan Amount: $155,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Due Date: Nov 01, 2023

About Saddle Creek Trails



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Frequently Asked Questions

What neighborhood is 7426 Saddle Creek Trail located in?
The 7426 Saddle Creek Trail is a located in the neighborhood of Saddle Creek Trails in Saddle Creek Trails, Mchenry.
What is the average sales price for listings in 7426 Saddle Creek Trail?
The average sales price for units in 7426 Saddle Creek Trail is $0 currently.

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