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74 Stevens Street

74 Stevens Street, Andover, MA 01810
Property in Andover
Sold Jan 12, 2007
$330,000
$308,750 by Bank Of America
Mortgage Due Jan 12, 2037
Sold May 31, 2006
$331,000
$264,800 by First Call Mtg Co
Mortgage
74 Stevens Street has been categorized by the local assessors in Andover, MA as a residential type of property. The building on the property was first built in 1943 and is 81 years old. The home has a total of 6 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There is one partial bathroom in the home. The building has a total of 2 stories. In addition, 74 Stevens Street has 1,062 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. The area measurement of the land has been determined as 10,550 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a Cape Cod style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage underground or in the basement for those who require parking. According to our sources, there is one available parking space. Moving on to the building itself. The condition of the building has been evaluated as average. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof made of asphalt. The exterior walls of the building are made of wood siding. In terms of heating, it is utilizing a hot water heating system and being fueled with oil. There is a single fireplace in the home. Perfect for those wintery nights. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 74 Stevens Street sold most recently in Jan 1, 1970 for a total of $330,000. If you work out the math, that's approximately a cost of $310.73 per sqft. Before that, the property was also sold for $331,000 in Jan 1, 1970. There could be many factors that caused the property to sell at a lower price and decrease in value. Tax-wise, the current owner is expected to pay close to $5,986 in taxes each year. 74 Stevens Street was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $438,200. If we break it down further, the land itself was valued at $239,600. Improvements to the property, however, were assessed at a total of $198,600. The property's total assessed value has been marked as more than the total market value which is pretty atypical. As you can see, there are a lot of things to consider when purchasing a home. For example, have you evaluated your own Debt-To-Income ratio (DTI) and understood how this may impact the number of loan options you have access to? Don't worry, we'll cover the basics such as what a DTI ratio is, how to calculate yours, what most lenders consider to be an ideal ratio, and also provide our tips on how you can improve your score if it is on the higher side.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Off Street Parking

Condition

Wooded Lot
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1943
  • Effective Year Built: 1943
  • Building Count: 1
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: Average
  • Construction Type: Frame
  • Building Style: Cape Cod
  • Exterior Walls Type: Wood siding
  • Roof Shape Type: Gable
  • Roof Cover Type: Asphalt
  • Floor Count: 2
  • Living Units: 1
  • Basement Type: Unfinished basement
  • Basement Area: 740
  • Garage Type: Underground/basement
  • Parking Space Count: 1

    Dimensions

  • Lot Size Square Feet: 10,550
  • Total Building Area: 1,062
  • Gross Building Area: 2,204
  • Building Area: 1,062
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Hot water
  • Heated Square Feet: 1,062
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Land Acres: 0.242
  • Standard Land Use Code: Single family residential

Ownership

  • Current Owner : SMITH JENNIFER B
  • Previous Owner : RIDGE PAUL
  • Previous Owner 2: RIDGE ANNABELLE
  • Owner Before Previous Owner: LENIHAN JAMES R
  • Owner Before Previous Owner 2: LENIHAN MICHELLE A
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Andover School District
  • Census Tract: 254200

Zoning

  • Zoning: SRA

Geography

  • Parcel: ANDO M:00054 B:00023 L:00000
  • Block: 23
  • Municipality: ANDOVER
  • Latitude: 42.66
  • Longitude: -71.1489

    Address

  • Full Address: 74 Stevens St
  • Address - House Number: 74
  • Address - Street Name: Stevens
  • Address - Suffix Type: St
  • State: MA
  • City Name: Andover
  • Carrier Code: C009
  • 4-Digit Zip Code: 3521
  • Zip Code: 01810

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $5,986

    Appraisal Valuation

  • Standard Deviation: 0.1611
  • Valuation Date: Jan 17, 2024
  • Confidence Score: 67
  • Final Value: 519,211
  • High Value: 602,893
  • Low Value: 435,528

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $308,750
  • First Open Lien Mortgage Lender: BANK OF AMERICA
  • First Open Lien Mortgage Recording Date: Jan 12, 2007
  • First Open Lien Mortgage Loan Amount: $308,750
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • First Open Lien Mortgage Loan Due Date: Jan 12, 2037

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $438,200
  • Assessed Land Value: $239,600
  • Assessed Improvements Value: $198,600

    Sales

  • Current Sale Recording Date: Jan 12, 2007
  • Current Sale Transaction ID: 1156063324
  • Current Sale Price: $330,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 91530
  • Previous Sale Recording Date: May 31, 2006
  • Previous Sale Amount: $331,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: BANK OF AMERICA
  • First Mortgage Transaction Date: Jan 12, 2007
  • First Mortgage Loan Amount: $308,750
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Purchase Money Mortgage

    Previous Mortgages

  • Previous Mortgage Lender: FIRST CALL MTG CO
  • Previous Mortgage Transaction Date: May 31, 2006
  • Previous Mortgage Loan Amount: $264,800
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage

About Andover



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Frequently Asked Questions

What neighborhood is 74 Stevens Street located in?
The 74 Stevens Street is a located in the neighborhood of Andover in Andover, Andover.
What is the average sales price for listings in 74 Stevens Street?
The average sales price for units in 74 Stevens Street is $0 currently.

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