Back on market - Buyer's financing fell through. ASSUMABLE VA Loan! This beautifully maintained 3-bedroom, 2-bath home with a private office offers the perfect blend of luxury, functionality, and resort-style living in lovely Shearwater! Inside, beautiful wood-look tile flooring flows throughout the main living areas, complemented by tall ceilings, elegant lighting, abundant large windows, and new interior paint in 2025. The beautiful kitchen features a large quartz island, ample white cabinetry with crown molding, tile backsplash, and gas cooktop. The open and inviting living room includes a glass door leading to the covered lanai, offering easy access to outdoor living and a perfect space for gatherings. The primary bedroom showcases a tray ceiling, upgraded fan, large walk-in closet, and en suite bath with dual sink vanity and upgraded tiled walk-in shower. Step outside to your private oasis: fenced backyard with covered lanai, perfect for relaxing, enjoying Florida's beautiful weather or hosting weekend BBQ with friends and family. Additional features include spacious secondary bedrooms, a private office with glass French doors, rear-entry garage with sink, paver driveway, and exterior EV charger. Enjoy the resort lifestyle in Shearwater with pools, kayaking, scenic nature trails, tennis courts, dog park, and more. Zoned for top-rated St. Johns County schools, close to Trout Creek Academy, and conveniently located near shopping and dining!