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72 Panamoka Trail

72 Panamoka Trail, Ridge, NY 11961
Property in Ridge
Sold May 06, 2020
$319,000
$303,050 by Valley National Bank
Mortgage Due Jun 01, 2050
Sold Jan 11, 2019
$140,000
Local assessors in Ridge, NY have categorized 72 Panamoka Trail as a residential type of property. The home was built in 1960 and is 64 years old. The property's lot size has been calculated to be 8,276 square feet. Sharp-eyed aficionados of architecture will notice that the home on the property was built in a ranch/rambler style. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 6 rooms in the home. Of these, 3 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there is one full bathroom. There is also a partial bathroom. This is a single story home so it's perfect for folks who don't want to have to climb stairs on a daily basis. If we look only at the heated or air conditioned part of the building, then 72 Panamoka Trail has a total of 1,260 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Lots of wood were used in the construction of the exterior walls of the home. The home's a radiant heating system is the primary heating source. There is a single fireplace in the home which may result in additional cleaning fees for the homeowner. We've gathered and summarized the following transaction history in an effort to provide more transparency and up-to-date information for our users. According to our sources, 72 Panamoka Trail sold most recently in Mar 18, 2020 for a total of $319,000. If you work out the math, that's approximately a cost of $253.17 per sqft. Before that, the property was also sold for $140,000 in Dec 26, 2018. There could be many factors that caused the property to sell at a higher price and increase in value. Tax-wise, the current owner is expected to pay close to $0 in taxes each year. 72 Panamoka Trail was most recently assessed in 2023. During this assessment, the property's total value was estimated to be about $2,200. If we break it down further, the land itself was valued at $200. Improvements to the property, however, were assessed at a total of $2,000. Homeowners who care about taxes, will be happy to see that the property's total assessed value has been marked as less than the total market value. If possible, try to put down at least 20% towards the down payment during your home purchasing process. While you may be able to buy a home with less than a 20% down payment, your lender may then require you to pay for a private mortgage insurance (PMI). PMI protects the lenders and lowers their financial risk in case the borrower defaults. Generally, you'll need to pay more PMI when your total loan amount is higher. However, certain factor such as your credit score, loan type, loan term, and loan-to-value ratio can all impact your PMI as well.Sadly, this property is not available for sale but we are constantly updating our inventory in real time. Sign up for a RealtyHop account and add this property to your favorites to get updates on when this property is back on the market. Or alternatively, you can check back frequently for updates.

Building Features

Parking

Private Parking
Attached Garage
Attached Garage: 1 Space
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1960
  • Effective Year Built: 1960
  • Total Rooms: 6
  • Bedroom Count: 3
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Style: Ranch/Rambler
  • Exterior Walls Type: Wood
  • Floor Count: 1
  • Basement Type: Unspecified basement
  • Basement Area: 0
  • Parking Space Count: 0

    Dimensions

  • Lot Size Square Feet: 8,276
  • Total Building Area: 1,260
  • Building Area: 1,260
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: unknown
  • Heating: Radiant
  • Heated Square Feet: 1,260
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: LAKE PANAMOKA
  • Land Acres: 0.19
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LAKE PANAMOKA 1305 SEC 2 305

Ownership

  • Current Owner : MCCARTHY JOHN
  • Current Owner 2: BUCKLEY NICOLE
  • Previous Owner : INSOURCE EAST PROPERTIES
  • Owner Before Previous Owner: DEUTSCHE BANK NATL T CO
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Longwood Central School District
  • School Tax School District: LONGWOOD
  • Census Tract: 158412

Geography

  • Assessors Map Reference: MAP 2001305
  • Account Number: 00002008440
  • District: 0200-2
  • Section: 217.00
  • Parcel: 0200-217.00-01.00-067.000
  • Block: 1
  • Lot: 67.000
  • Municipality: BROOKHAVEN
  • Latitude: 40.9146
  • Longitude: -72.8477

    Address

  • Full Address: 72 Panamoka Trl
  • Address - House Number: 72
  • Address - Street Name: Panamoka
  • Address - Suffix Type: Trl
  • State: NY
  • City Name: Ridge
  • Carrier Code: R001
  • 4-Digit Zip Code: 2268
  • Zip Code: 11961

Valuation

    Tax

  • Tax Year: 2022
  • Tax Amount: $0
  • Tax Rate Code Area: 472212

    Appraisal Valuation

  • Standard Deviation: 0.2749
  • Valuation Date: Feb 14, 2024
  • Confidence Score: 60
  • Final Value: 561,863
  • High Value: 716,333
  • Low Value: 407,394

    Open Liens

  • Total Open Liens: 3
  • Total Open Liens Amount: $353,050
  • First Open Lien Mortgage Lender: VALLEY NATIONAL BANK
  • First Open Lien Mortgage Recording Date: May 06, 2020
  • First Open Lien Mortgage Loan Amount: $303,050
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Open Lien Mortgage Loan Due Date: Jun 01, 2050
  • Second Open Lien Mortgage Lender: NYS AFFORDABLE HOUSING
  • Second Open Lien Mortgage Recording Date: May 06, 2020
  • Second Open Lien Mortgage Loan Amount: $25,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Open Lien Mortgage Loan Due Date: Jun 01, 2050
  • Third Open Lien Mortgage Lender: NYS AFFORDABLE HOUSING
  • Third Open Lien Mortgage Recording Date: May 06, 2020
  • Third Open Lien Mortgage Loan Amount: $25,000
  • Third Open Lien Mortgage Term: 360
  • Third Open Lien Mortgage Position: 3
  • Third Open Lien Mortgage Loan Type: Purchase Money Mortgage
  • Third Open Lien Mortgage Loan Due Date: Jun 01, 2050

    Market Valuation

  • Market Total Value: $4,074
  • Market Land Value: $370
  • Market Improvement Value: $3,704

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $2,200
  • Assessed Land Value: $200
  • Assessed Improvements Value: $2,000

    Sales

  • Current Sale Contract Date: Mar 18, 2020
  • Current Sale Recording Date: May 06, 2020
  • Current Sale Transaction ID: 11761990888
  • Current Sale Price: $319,000
  • Current Sale Document Type: Deed
  • Previous Sale Recording Date: Jan 11, 2019
  • Previous Sale Contract Date: Dec 26, 2018
  • Previous Sale Amount: $140,000
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: VALLEY NATIONAL BANK
  • First Mortgage Transaction Date: May 06, 2020
  • First Mortgage Loan Amount: $303,050
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • First Mortgage Loan Due Date: Jun 01, 2050
  • Second Mortgage Lender: NYS AFFORDABLE HOUSING
  • Second Mortgage Transaction Date: May 06, 2020
  • Second Mortgage Loan Amount: $25,000
  • Second Mortgage Terms: 360
  • Second Mortgage Loan Type: Stand Alone Refi (Refinance of Original Loan)
  • Second Mortgage Loan Due Date: Jun 01, 2050

About Ridge



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Frequently Asked Questions

What neighborhood is 72 Panamoka Trail located in?
The 72 Panamoka Trail is a located in the neighborhood of Ridge in Ridge, Ridge.
What is the average sales price for listings in 72 Panamoka Trail?
The average sales price for units in 72 Panamoka Trail is $0 currently.

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