Rare opportunity to own over 13 breathtaking acres in the highly sought-after Ferndale School District! Seller willing to owner financing with 15 percent down! With potential for subdivision under current R5A zoning, this remarkable property offers a unique blend of investment opportunity, natural beauty, and endless possibilities.  Nestled in a peaceful, private setting, the level terrain provides the perfect canvas for your dream home, equestrian property, hobby farm, private estate, or future development. Valuable commercial-grade timber adds immediate appeal, while power is already on-site and a rare water share through the Old Settlers Water Association helps streamline the building process.  Surrounded by the beauty of the Pacific Northwest, you'll enjoy the tranquility of country living without sacrificing convenience, with easy access to Ferndale, Bellingham, and major travel routes. Whether you're looking to build now, develop in the future, or invest in land with long-term value, opportunities like this are increasingly hard to find.  Bring your builder, your vision, and your dreams-this exceptional property is ready to make them a reality!