Beautiful solid brick 3-bedroom, 2-bath home located in the highly desirable Holiday Shores neighborhood with NO HOA  fees. This inviting home features a versatile Florida room that can easily serve as a home office or 4th bedroom. Inside, you'll find new flooring, fresh paint throughout, new stove, microwave, and refrigerator. The desirable split floor plan offers added privacy, while the spacious primary suite includes a large bedroom and private bath. Step outside to a level, fenced backyard designed for relaxing and entertaining, complete with a pergola and a generous outdoor seating area perfect for gatherings or enjoying a cozy fireside chat.  Ideally situated just one block from the bay and only 1.5 miles from the stunning blue-green waters and white sand beaches of the Emerald Coast and Gulf.  The roof is 3 years old, new gutter and leaf guard adding peace of mind to this exceptional coastal home.  HVAC regularly serviced, this house has been very well maintained and is waiting for you.  Legion Park is less than two miles away where you can play pickleball, volleyball, basketball or launch your boat or kayak. A great property for Airbnb, VRBO or short/long term rentals.  Great walking neighborhood.   Convenience is key!  You will love how you can jump on a golf cart and go to the beach, bay, parks, restaurants, grocery store and so much more.  House can be sold furnished.  Owner is agent. See agent notes.