Charming and affordable single-family home built in 1900 offering 4 bedrooms, 1.25 bathrooms, and 1,680 sq ft of living space. Located directly across the road from the Winooski River while outside the flood zone, this home combines character with practical updates in a convenient Montpelier location. Step inside to welcoming living spaces filled with natural light. The layout flows easily through the main living areas, and includes a convenient first-floor laundry/mudroom. On the 2nd floor, you'll find a recently renovated full bathroom, 2 bedrooms, and a sun filled landing. The 3rd floor offers 2 additional bedrooms with river views.  Mechanical upgrades include a new heat pump, a new oil tank, and a newer furnace. The basement features an upgraded concrete foundation, adding durability and structural stability. EV charger through GMP.  Outside, the terraced backyard creates a pleasant outdoor setting, highlighted by established lilac bushes. This location offers easy access to many of Montpelier's local favorites. Barr Hill Distillery, Hunger Mountain Co-op, nearby biking trails, and the shops and restaurants of downtown Montpelier are all within walking or biking distance, making it easy to enjoy the area's amenities.