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Middletown 10940
7 Harding Street
Photo of 7 Harding Street

16

Map

Photo of 7 Harding Street
Photo of 7 Harding Street
$224,000
↑ $4K (1.8%)
● House - For Sale

7 Harding Street

Middletown, NY 10940
bedrooms
1 Bed
bathrooms
1 Bath
square feet
980 Ft²
$1,415
Est. Monthly

About This Property

Investor Alert: Turn-Key Cash Flow in Downtown Middletown!Tucked away at the end of a quiet street, this charming single-family home offers an incredible, immediate investment opportunity. The property features a reliable, long-term tenant already in place, generating a steady $1,600 per month in rental income. The main floor boasts a functional kitchen, living room, formal dining room, full bathroom, and a bonus space perfect for storage. Upstairs, you will find an expansive, oversized bedroom suite that was previously configured as two separate bedrooms-offering excellent flexibility to easily convert it back for increased value. Complete with a generous backyard, remarkably low taxes, and a highly walkable location just minutes from downtown dining, local shopping, and the NYC bus terminal, this property is a powerful addition to any portfolio. Schedule your viewing today!
Unit Size
980 Ft²
Days on Market
10 days
Land Size
0.11 acres
Price per sqft
$229
Property Type
House
Property Taxes
$315
HOA Dues
-
Year Built
1900

Listed By

Jonathon Lee
[email protected]
Keller Williams Hudson Valley

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Cap Rate Calculator

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Cap Rate 100% Occupancy
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What does this mean?

Based on our analysis, the cap rate of this property is 1.25%. A negative cap rate indicates that the property might not be feasible as an income-producing asset. The median cap rate for a near zip code 11238 is 4.23%.

How much can I actually make?

Actual monthly rental income may vary between $4,760 and $7,140 depending on unit-specific characteristics. You can change the amount using the slider to further explore.

How is cap rate calculated?

Cap Rate = Net Operating Income (NOI) / Property Asset Value.

When calculating the cap rate, we assume 100% occupancy. Leverage (mortgage) is not considered.

Cap Rate provided by RealtyHop and RentHop, learn more about cap rate here.

Last updated: 18 hours ago (OneKey MLS #KEY1052461)

Price History

Date / Event Date Event Price
Sep 26, 2026 Price Increased $224,000
↑ $4K (1.8%)
Price Increased
Sep 17, 2026 Listed by KW Hudson Valley United $220,000
Listed by KW Hudson Valley United
Oct 29, 2014 Sold
Premium
Sold
Apr 6, 1998 Sold
Premium
Sold

Property Highlights

Parking Details
Has Open Parking
Parking Features: Driveway
Interior Details
Full Bathrooms: 1
Interior Features: Other, Storage
Appliances: Dryer, Gas Range, Refrigerator, Washer
Rooms: 6
Basement: Unfinished
Exterior Details
Square Footage: 980
Square Footage Source: $0
Architectural Style: Other
Year Built: 1900
Building Area Units: Square Feet
Construction Materials: Frame
Lot Size Area: 4648
Lot Size Units: Square Feet
Lot Size Acres: 0.1067
Lot Size Square Feet: 4648
Water Source: Public
Financial Details
Tax Assessed Value: $13,500
Tax Annual Amount: $3,779
Utilities Details
Cooling Type: Wall/Window Unit(s)
Heating Type: Hot Water, Other
Sewer : Public Sewer

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1931
  • Total Rooms: 4
  • Bedroom Count: 1
  • Bathroom Count: 1
  • Full Bathrooms: 1
  • Partial Bathrooms: 1
  • Building Condition: 6
  • Building Quality: 7
  • Construction Type: 0
  • Building Style: 16
  • Exterior Walls Type: 17
  • Interior Walls Type: 0
  • Roof Shape Type: 0
  • Roof Cover Type: 0
  • Floor Count: 200
  • Floor Cover: 0
  • Basement Type: 6
  • Basement Area: 0
  • Garage Type: 4
  • Parking Space Count: 0
  • Patio Type: 0
  • Porch Type: 0
  • Pool Type: 0

    Dimensions

  • Lot Size Square Feet: 4,648
  • Lot Size Depth Feet: 1,081
  • Lot Size Frontage Feet: 430
  • Total Building Area: 980
  • Building Area: 980
  • Building Area Measurement: L

    Heating and Cooling

  • Air Conditioning: 0
  • Heating: 10
  • Heated Square Feet: 980
  • Heating Fuel Type: 3

    Utilities

  • Sewer System: 1
  • Water Service: 2

Building

  • Building Type: 0
  • Property Class: R
  • Land Acres: 0000000106
  • Standard Land Use Code: 1001
  • County Land Use Code: 210

Neighborhood

  • School District Name: Middletown City School District
  • School Tax School District: MIDDLETOWN
  • Census Tract: 015100

Zoning

  • Zoning: R-2

Geography

  • Account Number: 0890000400
  • District: 330900
  • Section: 29.00
  • Parcel: 330900 29-9-20
  • Block: 9
  • Lot: 20.000
  • Municipality: MIDDLETOWN
  • Latitude: 41.4464
  • Longitude: -74.4268

    Address

  • Full Address: 7 Harding St
  • Address - House Number: 7
  • Address - Street Name: Harding
  • Address - Suffix Type: St
  • State: NY
  • City Name: Middletown
  • Carrier Code: C003
  • 4-Digit Zip Code: 6207
  • Zip Code: 10940

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $362,993
  • Tax Rate Code Area: 330900

    Appraisal Valuation

  • Standard Deviation: 0.2745
  • Valuation Date: Feb 07, 2024
  • Confidence Score: 60
  • Final Value: 224,920
  • High Value: 286,668
  • Low Value: 163,173

    Market Valuation

  • Market Total Value: $135,000
  • Market Land Value: $39,000
  • Market Improvement Value: $96,000

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $13,500
  • Assessed Land Value: $3,900
  • Assessed Improvements Value: $9,600

    Sales

  • Current Sale Contract Date: Oct 14, 2014
  • Current Sale Recording Date: Oct 29, 2014
  • Current Sale Price:
    Premium
  • Current Sale Document Type: 27
  • Previous Sale Recording Date: Apr 06, 1998
  • Previous Sale Contract Date: Mar 25, 1998
  • Previous Sale Amount: $35,000
  • Previous Sale Document Type: 27
Data used for valuation calculations is provided by RealtyHop, and other third party sources
Request mortgage information redaction

Comparables

Unit
Status
Type
Beds
Baths
ft²
Price/ft²
Asking Price
Listed On
Closing Price
Sold On
HOA + Taxes

About Middletown

Stats & Trends

Median Asking:

$374,900

Sale Price/ft²

$233

Below Asking

0.01%

Average Days on Market

88

Average Home Size

1548 ft²

Average Home Age

68.8 years

Currently For Sale

64 Listings
Based on RH Advisors, Inc. calculations of home data from MLS and/or public records.

Similar Homes for Sale

Currently no similar homes around

Nearby Rentals

Unit for rent at 48 North Street, Middletown, NY, 10940

$2,310 /mo

  • 1 Bed
  • 1 Bath
  • 750 ft²
48 North Street #203, Middletown, NY, 10940 Listing by Tehillah Deslandes
Unit for rent at 1 Dewitt Street, Middletown, NY, 10940

$2,100 /mo

  • 3 Beds
  • 1 Bath
  • 1,127 ft²
1 Dewitt Street, Middletown, NY, 10940 Listing by Frances Levin
Unit for rent at 63 Broad Street, Middletown, NY, 10940

$2,500 /mo

  • 3 Beds
  • 1 Bath
  • 1,088 ft²
63 Broad Street, Middletown, NY, 10940 Listing by Doreen Crowther

Rentals Near You

Click here to view more rentals in the neighborhood.
OneKey

Last Updated: 18 hours ago
Data Source: OneKey MLS

Frequently Asked Questions

When was property at 7 Harding Street built and last sold?
The property at 7 Harding Street was built in 1900 and last sold on Oct 14, 2014 for $38,000.
How much is this home worth?
The estimated value of the home located at 7 Harding Street is $226,492.
What are some comparable homes to 7 Harding Street?
There are currently no comparable homes to 7 Harding Street.
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