Nestled at the end of a quiet cul-de-sac on an oversized waterfront homesite, this exceptional custom-built Cardel residence offers a rare blend of luxury, comfort, and thoughtful design - now priced below a recent appraisal and offering $10,000 toward buyer closing costs or interest rate buy-down with an acceptable offer. With approximately 144 feet of unobstructed waterfront, the home captures breathtaking panoramic views and a peaceful setting within the highly sought-after Waterset community.

A grand foyer with soaring ceilings, crown molding, and oversized stacked windows welcomes you into a spacious open layout designed for both entertaining and everyday living. The gourmet kitchen features double-stacked cabinetry, Cambria quartz countertops, gas cooktop, built-in oven and microwave, butler's pantry, and an expansive custom walk-in pantry. The primary suite serves as a private retreat overlooking the water with a spa-inspired bath offering dual vanities, an oversized walk-in shower with rain feature and dual shower heads, plus two large walk-in closets including one with custom organization. A secondary ensuite bedroom provides ideal accommodations for guests or multigenerational living. The flexible floorplan also includes a beautifully enclosed office with French doors now staged and utilized as a fourth bedroom, along with an additional guest bedroom, full pool bath, and spacious bonus room with sweeping water views.

Outdoor living is equally impressive with an expansive screened lanai finished in travertine decking surrounding the resort-style pool and spa complete with waterfall features, integrated seating, and customizable lighting. A dedicated gas line is already in place for a future outdoor kitchen, while the new 2025 gas pool heater allows for year-round enjoyment. The fully fenced backyard maximizes privacy while showcasing the incredible waterfront setting.

Extensive upgrades for peace of mind include Category 5 motorized roll-down shutters enclosing the covered patio, additional Category 5-rated windows, Crimsafe security screens, upgraded HVAC systems, on-demand hot water system, whole-home water softener, epoxy-coated garage flooring with storage, and an upgraded laundry room with deep utility sink and extensive cabinetry. French doors throughout the home add architectural character while allowing flexibility between open entertaining spaces and private retreats.

Located within the highly desirable Waterset community, residents enjoy resort-style amenities including multiple heated pools, fitness centers, tennis and pickleball courts, basketball and volleyball courts, playgrounds, dog parks, miles of walking and biking trails, and beautifully maintained green spaces throughout. Conveniently located near highly rated schools, shopping, dining, and I-75 for easy commutes to Tampa, St. Petersburg, Sarasota, and MacDill Air Force Base.

Adding even more value, the property offers a rare VA assumable mortgage opportunity at an exceptionally low 2.25% interest rate (subject to lender approval and buyer qualification) with an approximate remaining balance of $315,000.