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656 Montage Road

656 Montage Road, Oceanside, CA 92057
Sold Sep 02, 2022
$906,000
$888,572 by Umc Mortgage Company
Mortgage Due Oct 01, 2052
Sold Aug 06, 2021
Transfer
$548,250 by 1st Rate Home Mortgage Inc
Mortgage Due Sep 01, 2051
Local assessors in Oceanside, CA have categorized 656 Montage Road as a residential type of property. The home was built in 1992 and is 32 years old. The property's lot size has been calculated to be 5,173 square feet. Now, let's dive a bit deeper into the details surrounding the home on the property. There are 0 rooms in the home. Of these, 4 have been legally categorized as bedrooms. For more details, please view your local government regulations on what counts as a legal bedroom. As for the restroom situation, there are 2 full bathrooms. There are also 3 partial bathrooms. If we look only at the heated or air conditioned part of the building, then 656 Montage Road has a total of 1,957 sqft of living area. Note that this number does not include the square footage of the garage, basement, and/or porch into its calculations.

Curious to learn more about the home? Our team of data engineers have sourced the most up-to-date information from the local assessors office to share with you. Additional features on the property are as follows. There is a carport for those who need a place to park their vehicle. There are 3 available parking spaces so it's a great situation for those with more than one car. The property was last sold in Aug 23, 2022 for $906,000. That's $462.95 per sqft. 656 Montage Road was last assessed in 2023. The total value of the property was assessed at $906,000. Specifically, the land the property is located on was valued at $266,445. While improvements on the property were assessed at a total of $639,555. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $9,848. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1992
  • Effective Year Built: 1992
  • Building Count: 1
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 3

    Dimensions

  • Lot Size Square Feet: 5,173
  • Total Building Area: 1,957
  • Building Area: 1,957
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: unknown
  • Heated Square Feet: 1,957
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: RANCHO DEL ORO INDUST PARK
  • Land Acres: 0.119
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 57 TR 012486

Ownership

  • Current Owner : BANKS DAVID
  • Current Owner 2: BANKS SIENA PARK
  • Previous Owner : STEPHEN LUNDGREN ANDREW
  • Previous Owner 2: STEPHEN HITOMI
  • Owner Before Previous Owner: LUNDGREN ANDREW STEPHEN
  • Owner Before Previous Owner 2: LUNDGREN HITOMI
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Vista Unified School District
  • School Tax School District: OCEANSIDE CITY
  • Census Tract: 018525

Zoning

  • Zoning: PD-1 (Res)

Geography

  • Assessors Map Reference: 012486
  • Subdivision Tract Number: 012486
  • Parcel: 161-692-57-00
  • Lot: 57
  • Municipality: CITY OF OCEANSIDE
  • Latitude: 33.2392
  • Longitude: -117.286

    Address

  • Full Address: 656 Montage Rd
  • Address - House Number: 656
  • Address - Street Name: Montage
  • Address - Suffix Type: Rd
  • State: CA
  • City Name: Oceanside
  • Carrier Code: C790
  • 4-Digit Zip Code: 6371
  • Zip Code: 92057

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $9,848
  • Tax Rate Code Area: 07-113

    Appraisal Valuation

  • Standard Deviation: 0.0538
  • Valuation Date: Mar 27, 2024
  • Confidence Score: 98
  • Final Value: 892,444
  • High Value: 940,493
  • Low Value: 844,395

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $888,572
  • First Open Lien Mortgage Lender: UMC MORTGAGE COMPANY
  • First Open Lien Mortgage Recording Date: Sep 02, 2022
  • First Open Lien Mortgage Loan Amount: $888,572
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: FHA
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2052

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $906,000
  • Assessed Land Value: $266,445
  • Assessed Improvements Value: $639,555

    Sales

  • Current Sale Contract Date: Aug 23, 2022
  • Current Sale Recording Date: Sep 02, 2022
  • Current Sale Transaction ID: 11895442968
  • Current Sale Price: $906,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 352429
  • Previous Sale Recording Date: Aug 06, 2021
  • Previous Sale Contract Date: Jul 29, 2021
  • Previous Sale Document Type: Intrafamily Transfer & Dissolution

    Last Sale Mortgage

  • First Mortgage Lender: UMC MORTGAGE COMPANY
  • First Mortgage Transaction Date: Sep 02, 2022
  • First Mortgage Loan Amount: $888,572
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Oct 01, 2052

    Previous Mortgages

  • Previous Mortgage Lender: 1ST RATE HOME MORTGAGE INC
  • Previous Mortgage Transaction Date: Aug 06, 2021
  • Previous Mortgage Loan Amount: $548,250
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: VA
  • Previous Mortgage Loan Due Date: Sep 01, 2051

About Ivey Ranch - Rancho Del Oro



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$3,500 /mo

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4680 Los Alamos Way #B, Oceanside, CA, 92057 Listing by Eric Fredenburg

Frequently Asked Questions

What neighborhood is 656 Montage Road located in?
The 656 Montage Road is a located in the neighborhood of Ivey Ranch - Rancho Del Oro in Ivey Ranch - Rancho Del Oro, Oceanside.
What is the average sales price for listings in 656 Montage Road?
The average sales price for units in 656 Montage Road is $0 currently.

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