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646 Ellen Lane

646 Ellen Lane, El Cajon, CA 92019
Property in El Cajon
Sold Jan 19, 2012
$260,000
$270,600 by Bank Of America Na
Mortgage Due Mar 01, 2045
Sold Jan 22, 1993
$139,900
646 Ellen Lane in El Cajon, CA was first built in 1962 and is 62 years old. Although, the building on the property was most recently renovated and altered in 1963. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a contemporary style. It is a single story home. There are a total of 5 rooms in the home, of which, 3 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 2 partial bathrooms. 646 Ellen Lane has 1,188 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. In total, the area measurement of the land is 6,300 square feet.

Learn more about the property and building on this page. The roof of the home is made of tile. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a carport. There are a total of 2 available parking spaces. Fun fact, did you know that buildings can move due to weather changes? That's why, the type of control joints used in the construction of your home is extremely important. Based on our data, we know that the home was built with frame control joints. The quality of the control joints have been graded by the local assessor with a letter grade of C. The condition of the building has been evaluated as fair. The exterior walls of the home are made of wood siding. As for heating, the home is utilizing a forced air unit. The property was last sold in Dec 8, 2011 for $260,000. That's $218.86 per sqft. Prior to that sales transaction, the property was also sold in Jan 1, 1970 for $139,900. 646 Ellen Lane was last assessed in 2023. The total value of the property was assessed at $356,204. Specifically, the land the property is located on was valued at $174,393. While improvements on the property were assessed at a total of $181,811. The total assessed value for this property is more than the total market value as of this moment. Which is pretty atypical. The total amount of taxes due from a property owner is $7,460. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1962
  • Effective Year Built: 1963
  • Building Count: 1
  • Total Rooms: 5
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 2
  • Partial Bathrooms: 2
  • Building Condition: Fair
  • Building Quality: C
  • Construction Type: Frame
  • Building Style: Contemporary
  • Exterior Walls Type: Wood siding
  • Roof Cover Type: Tile
  • Floor Count: 1
  • Living Units: 1
  • Basement Area: 0
  • Garage Type: Carport
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 6,300
  • Total Building Area: 1,188
  • Building Area: 1,188
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Air Conditioning: unknown
  • Heating: Forced air unit
  • Heated Square Feet: 1,188
  • Heating Fuel Type: unknown

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: GARDEN VILLAGE
  • Land Acres: 0.145
  • Standard Land Use Code: Single family residential
  • County Land Use Code: Pipeline or right-of-way
  • Legal Description 1: LOT 25 TR 005078

Ownership

  • Current Owner : SIMON WENDY
  • Current Owner 2: MEADOR ANN
  • Previous Owner : SUTHERLAND JOSEPH P
  • Previous Owner 2: SUTHERLAND SUZANNE I
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Joint Tenants

Neighborhood

  • School District Name: Grossmont Union High School District
  • School Tax School District: EL CAJON CITY
  • Census Tract: 015601

Zoning

  • Zoning: RS-6

Geography

  • Assessors Map Reference: 005078
  • Subdivision Tract Number: 005078
  • Parcel: 511-480-25-00
  • Lot: 25
  • Municipality: CITY OF EL CAJON
  • Latitude: 32.7882
  • Longitude: -116.922

    Address

  • Full Address: 646 Ellen Ln
  • Address - House Number: 646
  • Address - Street Name: Ellen
  • Address - Suffix Type: Ln
  • State: CA
  • City Name: El Cajon
  • Carrier Code: C013
  • 4-Digit Zip Code: 2617
  • Zip Code: 92019

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,460
  • Tax Rate Code Area: 03-092

    Appraisal Valuation

  • Standard Deviation: 0.1679
  • Valuation Date: Jan 27, 2024
  • Confidence Score: 78
  • Final Value: 790,810
  • High Value: 923,612
  • Low Value: 658,007

    Open Liens

  • Total Open Liens: 2
  • Total Open Liens Amount: $354,600
  • First Open Lien Mortgage Lender: BANK OF AMERICA NA
  • First Open Lien Mortgage Recording Date: May 06, 2015
  • First Open Lien Mortgage Loan Amount: $270,600
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Mar 01, 2045
  • Second Open Lien Mortgage Lender: BANK OF AMERICA NA
  • Second Open Lien Mortgage Recording Date: Jan 29, 2019
  • Second Open Lien Mortgage Financing Type: Variable
  • Second Open Lien Mortgage Loan Amount: $84,000
  • Second Open Lien Mortgage Term: 360
  • Second Open Lien Mortgage Position: 2
  • Second Open Lien Mortgage Loan Type: Credit Line (Revolving)

    Assessments Valuation

  • Assessed Year: 2023
  • Assessed Total Value: $356,204
  • Assessed Land Value: $174,393
  • Assessed Improvements Value: $181,811

    Sales

  • Current Sale Contract Date: Dec 08, 2011
  • Current Sale Recording Date: Jan 19, 2012
  • Current Sale Transaction ID: 1045470156
  • Current Sale Price: $260,000
  • Current Sale Document Type: Grant Deed
  • Current Sale Input Document Number: 2012-0031015
  • Previous Sale Recording Date: Jan 22, 1993
  • Previous Sale Amount: $139,900
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: ENVOY MORTGAGE LTD
  • First Mortgage Transaction Date: Jan 19, 2012
  • First Mortgage Loan Amount: $253,409
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: FHA
  • First Mortgage Loan Due Date: Feb 01, 2042

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Frequently Asked Questions

What neighborhood is 646 Ellen Lane located in?
The 646 Ellen Lane is a located in the neighborhood of El Cajon in El Cajon, El Cajon.
What is the average sales price for listings in 646 Ellen Lane?
The average sales price for units in 646 Ellen Lane is $0 currently.

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