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6412 Polk Street

6412 Polk Street, Duluth, MN 55807
House in Duluth
Sold Sep 04, 2020
$150,000
$132,200 by North Shore Bank Of Commerce
Mortgage Due Sep 01, 2050
Sold Apr 06, 2004
$80,981
$80,981 by Encore Credit Corp
Mortgage Due Apr 01, 2034
6412 Polk Street has been categorized by the local assessors in Duluth, MN as a residential type of property. The building on the property was first built in 1900 and is 124 years old. However, we must point out that the home was most recently renovated and altered in 1975. The home has a total of 3 rooms. 3 of these rooms are legally considered as bedrooms. Residents will have access to one full bathroom. There are 2 partial bathrooms in the home. The building has a total of 2 stories. In addition, 6412 Polk Street has 1,040 sqft of living area. The living area typically only takes into consideration the heated or air conditioned part of the building. Those looking for additional storage or space will be happy to hear that there is a full basement that is 145 sqft. Please note, that typically the basement, garage, and or porch square footage is not included in the calculations of the living area square footage. The area measurement of the land has been determined as 3,074 square feet. Fans of architecture and design would be interested in knowing that the building on the property was built in a bungalow style.

Want to learn more? We've sourced additional information from the local assessor's office that we've shared on this page with you. For the features and amenities located on the property. There is a garage for those who require parking. The garage measured 240 sqft. According to our sources, there is one available parking space. Residents will have the luxury of enjoying a open porch. Love to swim? You'll be excited to find out that there is a spa or hot tub but no pool on the property. Moving on to the building itself. The condition of the building has been evaluated as good. Along the lines of building condition, did you know that weather changes can cause buildings to move? It may sound alarming, but thats why the type of control joints used in the construction of your home is extremely important. Architects often have to plan these out well in advance to ensure the longevity of the building. Therefore, as part of your consideration, you should note that the home was built with frame control joints. The building has a gable style roof. The exterior walls of the building are made of alum/vinyl siding. The inside of the home is being cooled with central air conditioning at the moment. In terms of heating, it is utilizing a forced air unit and being fueled with oil. Here at RealtyHop, we've focused a lot of our efforts into gathering up-to-date and accurate data for our users. Based on our sources, 6412 Polk Street was last sold in Aug 28, 2020 for $150,000. According to our calculations, that's $144.23 per sqft. Prior to that sales transaction, the property was sold for $80,981 in Mar 5, 2004. Current property owners are expected to pay $2,210 in taxes per year. The property on 6412 Polk Street was last assessed in 2022. As a result of that assessment, the total value of the property was placed at $166,300. To break that down further, the land itself was valued at $6,800. While improvements to the property were assessed at a total of $159,500. Based on our records, the total market value for this property has been marked the same as the total assessed value as of this moment. Which is nothing out of the ordinary. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well.This property is not listed for sale at this point in time but RealtyHop is constantly updating our inventory of available sales listings in real time. Don't want to miss out on this property? You can save the listing to your favorites by signing up for a RealtyHop account or you can check back frequently for updates.

Building Features

Exterior

Vinyl Siding
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1900
  • Effective Year Built: 1975
  • Total Rooms: 3
  • Bedroom Count: 3
  • Bathroom Count: 2
  • Full Bathrooms: 1
  • Partial Bathrooms: 2
  • Building Condition: Good
  • Construction Type: Frame
  • Building Style: Bungalow
  • Exterior Walls Type: Alum/Vinyl siding
  • Roof Shape Type: Gable
  • Floor Count: 2
  • Basement Type: Full basement
  • Basement Area: 145
  • Garage Type: Garage
  • Garage Square Area: 240
  • Parking Space Count: 1
  • Porch Type: Open porch
  • Pool Type: Spa or hot tub (only)

    Dimensions

  • Lot Size Square Feet: 3,074
  • Total Building Area: 1,040
  • Gross Building Area: 1,040
  • Building Area: 1,040
  • Building Area Measurement: Gross Area

    Heating and Cooling

  • Air Conditioning: Central air conditioning
  • Heating: Forced air unit
  • Heated Square Feet: 1,040
  • Heating Fuel Type: Oil

    Utilities

  • Sewer System: unknown
  • Water Service: unknown

Building

  • Property Class: Residential
  • Subdivision: WEST END ADD TO DULUTH
  • Land Acres: 0.07
  • Standard Land Use Code: Single family residential
  • Legal Description 1: ELY 41 FT OF LOTS 1 2 AND 3 SERIAL #

Ownership

  • Current Owner : NELSON NICHOLAS
  • Current Owner 2: NELSON JESSICA
  • Previous Owner : RAGER GEORGIA A
  • Previous Owner 2: RAGER CHRISTOPHER E
  • Owner Before Previous Owner: HATLAND JOHN W
  • Owner Before Previous Owner 2: SCHWEIGER CHRISTINE M
  • Is Owner Occupied: Owner-occupied property

Neighborhood

  • School District Name: Duluth Public School District
  • School Tax School District: 709
  • Census Tract: 003300

Geography

  • Assessors Map Reference: MB 4540
  • Account Number: 1095606
  • District: 10
  • Parcel: 010-4540-02680
  • Block: 17
  • Lot: 1-2
  • Municipality: CITY OF DULUTH
  • Latitude: 46.7325
  • Longitude: -92.1795

    Address

  • Full Address: 6412 Polk St
  • Address - House Number: 6412
  • Address - Street Name: Polk
  • Address - Suffix Type: St
  • State: MN
  • City Name: Duluth
  • Carrier Code: C080
  • 4-Digit Zip Code: 2250
  • Zip Code: 55807

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $2,210
  • Tax Rate Code Area: CITY OF DU

    Appraisal Valuation

  • Standard Deviation: 0.2731
  • Valuation Date: Sep 21, 2023
  • Confidence Score: 60
  • Final Value: 204,219
  • High Value: 260,003
  • Low Value: 148,435

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $132,200
  • First Open Lien Mortgage Lender: NORTH SHORE BANK OF COMMERCE
  • First Open Lien Mortgage Recording Date: Sep 04, 2020
  • First Open Lien Mortgage Loan Amount: $132,200
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: Stand Alone Second
  • First Open Lien Mortgage Loan Due Date: Sep 01, 2050

    Market Valuation

  • Market Total Value: $166,300
  • Market Land Value: $6,800
  • Market Improvement Value: $159,500

    Assessments Valuation

  • Assessed Year: 2022
  • Assessed Total Value: $166,300
  • Assessed Land Value: $6,800
  • Assessed Improvements Value: $159,500

    Exemptions

  • Homeowner Exemption: Yes

    Sales

  • Current Sale Contract Date: Aug 28, 2020
  • Current Sale Recording Date: Sep 04, 2020
  • Current Sale Transaction ID: 11787532266
  • Current Sale Price: $150,000
  • Current Sale Document Type: Warranty Deed
  • Current Sale Input Document Number: 1028480
  • Previous Sale Recording Date: Apr 06, 2004
  • Previous Sale Contract Date: Mar 05, 2004
  • Previous Sale Amount: $80,981
  • Previous Sale Document Type: Warranty Deed

    Last Sale Mortgage

  • First Mortgage Lender: NORTH SHORE BANK OF COMMERCE
  • First Mortgage Transaction Date: Sep 04, 2020
  • First Mortgage Loan Amount: $132,200
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Sep 01, 2050
  • Second Mortgage Lender: NORTH SHORE BANK OF COMMERCE
  • Second Mortgage Transaction Date: Sep 04, 2020
  • Second Mortgage Loan Amount: $132,200
  • Second Mortgage Terms: 360
  • Second Mortgage Loan Type: Stand Alone Second
  • Second Mortgage Loan Due Date: Sep 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: ENCORE CREDIT CORP
  • Previous Mortgage Transaction Date: Apr 06, 2004
  • Previous Mortgage Financing Type: Adjustable Rate
  • Previous Mortgage Loan Amount: $80,981
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Apr 01, 2034

About Duluth



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Frequently Asked Questions

What neighborhood is 6412 Polk Street located in?
The 6412 Polk Street is a house located in the neighborhood of Duluth in Duluth, Duluth.
What is the average sales price for listings in 6412 Polk Street?
The average sales price for units in 6412 Polk Street is $0 currently.

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