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632 North Speakman Lane

632 North Speakman Lane, West Chester, PA 19380
House in East Goshen
Sold Sep 14, 2020
$615,000
$492,000 by Us Bank Na
Mortgage Due Oct 01, 2050
Sold Aug 23, 2004
$446,500
$280,000 by Everbank
Mortgage Due Aug 01, 2034
632 North Speakman Lane in West Chester, PA was first built in 1989 and is 35 years old. This has been categorized as a residential property type. For those interested in architecture, the building on the property was built in a traditional style. There are a total of 2 floors. There are a total of 8 rooms in the home, of which, 4 are bedrooms. In terms of bathrooms, there are a total of 2 full bathrooms. There are 3 partial bathrooms. 632 North Speakman Lane has 2,544 sqft of living area. This is typically the area of a building that is heated or air conditioned and does not include the garage, porch or basement square footage. The basement is 528 sqft and has been categorized as a finished improved basement. In total, the area measurement of the land is 32,518 square feet.

Learn more about the property and building on this page. Water for the property is sourced from a municipal system. The home is connected to a municipal sewage system. So as a homeowner, you won't have to worry about the responsibilities of handling a septic tank but you may need to pay additional fees to have your wastewater disposed. For those who need parking, there is a attached garage. The garage is 528 sqft. There are a total of 2 available parking spaces. The exterior walls of the home are made of alum/vinyl siding. Walk into the home itself and you'll find that it is currently being cooled with central air conditioning. As for heating, the home is utilizing a heat pump and being fueled with electricity. There is a fireplace in the home! Just imagine how amazing it would be to curl up in front of a cozy fireplace during those chilly winter nights. The property was last sold in Sep 10, 2020 for $615,000. That's $200.20 per sqft. Prior to that sales transaction, the property was also sold in Jul 15, 2004 for $446,500. 632 North Speakman Lane was last assessed in 2024. The total value of the property was assessed at $266,410. Specifically, the land the property is located on was valued at $72,040. While improvements on the property were assessed at a total of $194,370. The total market value for this property is the same as the total assessed value as of this moment. The total amount of taxes due from a property owner is $7,656. Remember, the purchasing price for your future home is not the costs you'll incur during the purchasing process. That's why it's important to save as much as possible and presumbly above the 20% minimum you may need to put down as down payment. You will want these additional savings to cover closing costs such as attorney fees, homeowner's insurance, title search fees, origination fees, and more. Thankfully, sellers may sometimes offer to cover certain costs as seller concessions to the buyer. Just keep in mind that sellers have their own fees to pay as well. Unfortunately, this property is not currently listed for sale but our inventory of available properties is constantly updating in real time. Check back frequently for updates.

Building Features

Exterior

Aluminum Siding
Vinyl Siding

Driveway

Driveway
This property description is generated based on publicly available data.

Building Info

Overview

    General

  • Year Built: 1989
  • Effective Year Built: 1989
  • Building Count: 1
  • Total Rooms: 8
  • Bedroom Count: 4
  • Bathroom Count: 3
  • Full Bathrooms: 2
  • Partial Bathrooms: 3
  • Building Style: Traditional
  • Exterior Walls Type: Alum/Vinyl siding
  • Floor Count: 2
  • Basement Type: Finished improved basement
  • Basement Area: 528
  • Garage Type: Attached
  • Garage Square Area: 528
  • Parking Space Count: 2

    Dimensions

  • Lot Size Square Feet: 32,518
  • Total Building Area: 3,072
  • Gross Building Area: 3,072
  • Building Area: 2,544
  • Building Area Measurement: Living Area

    Heating and Cooling

  • Fireplace Count: 1
  • Air Conditioning: Central air conditioning
  • Heating: Heat pump
  • Heated Square Feet: 2,544
  • Heating Fuel Type: Electricity

    Utilities

  • Sewer System: Municipal
  • Water Service: Municipal

Building

  • Property Class: Residential
  • Subdivision: BOW TREE
  • Land Acres: 0.747
  • Standard Land Use Code: Single family residential
  • Legal Description 1: LOT 161 & DWG

Ownership

  • Current Owner : RAMSEY JACOB
  • Current Owner 2: RAMSEY KYLE
  • Previous Owner : BRUNNER MARK R
  • Previous Owner 2: BRUNNER DEBRA L
  • Owner Before Previous Owner: SPINNER ANDREW R
  • Owner Before Previous Owner 2: SPINNER HOLLACE
  • Is Owner Occupied: Owner-occupied property
  • Ownership Rights Codes: Tenants by Entirety

Neighborhood

  • School District Name: West Chester Area School District
  • School Tax School District: WEST CHESTER
  • Census Tract: 302804

Zoning

  • Zoning: R2

Geography

  • District: 53
  • Parcel: 5304K01490000
  • Lot: 161
  • Municipality: E. GOSHEN
  • Latitude: 39.9882
  • Longitude: -75.5415

    Address

  • Full Address: 632 N Speakman Ln
  • Address - House Number: 632
  • Street Direction: N
  • Address - Street Name: Speakman
  • Address - Suffix Type: Ln
  • State: PA
  • City Name: West Chester
  • Carrier Code: R017
  • 4-Digit Zip Code: 6451
  • Zip Code: 19380

Valuation

    Tax

  • Tax Year: 2023
  • Tax Amount: $7,656
  • Tax Rate Code Area: 53

    Appraisal Valuation

  • Standard Deviation: 0.1673
  • Valuation Date: Feb 21, 2024
  • Confidence Score: 78
  • Final Value: 805,943
  • High Value: 940,801
  • Low Value: 671,085

    Open Liens

  • Total Open Liens: 1
  • Total Open Liens Amount: $492,000
  • First Open Lien Mortgage Lender: US BANK NA
  • First Open Lien Mortgage Recording Date: Sep 14, 2020
  • First Open Lien Mortgage Loan Amount: $492,000
  • First Open Lien Mortgage Term: 360
  • First Open Lien Mortgage Position: 1
  • First Open Lien Mortgage Loan Type: New Conventional
  • First Open Lien Mortgage Loan Due Date: Oct 01, 2050

    Market Valuation

  • Market Total Value: $266,410
  • Market Land Value: $72,040
  • Market Improvement Value: $194,370

    Assessments Valuation

  • Assessed Year: 2024
  • Assessed Total Value: $266,410
  • Assessed Land Value: $72,040
  • Assessed Improvements Value: $194,370

    Sales

  • Current Sale Contract Date: Sep 10, 2020
  • Current Sale Recording Date: Sep 14, 2020
  • Current Sale Transaction ID: 11787539508
  • Current Sale Price: $615,000
  • Current Sale Document Type: Deed
  • Current Sale Input Document Number: 11761404
  • Previous Sale Recording Date: Aug 23, 2004
  • Previous Sale Contract Date: Jul 15, 2004
  • Previous Sale Amount: $446,500
  • Previous Sale Document Type: Deed

    Last Sale Mortgage

  • First Mortgage Lender: US BANK NA
  • First Mortgage Transaction Date: Sep 14, 2020
  • First Mortgage Loan Amount: $492,000
  • First Mortgage Terms: 360
  • First Mortgage Loan Type: New Conventional
  • First Mortgage Loan Due Date: Oct 01, 2050

    Previous Mortgages

  • Previous Mortgage Lender: EVERBANK
  • Previous Mortgage Transaction Date: Aug 23, 2004
  • Previous Mortgage Loan Amount: $280,000
  • Previous Mortgage Term: 360
  • Previous Mortgage Loan Type: Purchase Money Mortgage
  • Previous Mortgage Loan Due Date: Aug 01, 2034

About Chester



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Frequently Asked Questions

What neighborhood is 632 North Speakman Lane located in?
The 632 North Speakman Lane is a house located in the neighborhood of East Goshen in Chester, West Chester.
What is the average sales price for listings in 632 North Speakman Lane?
The average sales price for units in 632 North Speakman Lane is $0 currently.

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